See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 13 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 14 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ACS BENEFIT SERVICES, LLC THIRD PARTY ADMINISTRATO | Claims processing; Contract Administrator Service code 12 | 470 W. HANES MILL RD., STE. 100 WINSTON-SALEM, NC 27105 | $133K |
| HILB GROUP OF NORTH CAROLINA BROKER | Insurance agents and brokers Service code 22 | PO BOX 25172 WINSTON-SALEM, NC 27101 | $56K |
| FIRST HEALTH PPO NETWORK ACCESS | Insurance services Service code 23 | 23291 NETWORK PLACE CHICAGO, IL 60673 | $776 |
| SOUTHERN SCRIPTS, LLC PHARMACY | Other services Service code 49 | 411 BIENVILLE ST. NATCHITOCHES, LA 71457 | $750 |
| AMERICAN HEALTH HOLDING, INC. MEDICAL MANAGEMENT | Insurance services Service code 23 | P.O. BOX 360142 PITTSBURGH, PA 15250 | $410 |
| SELF FUNDING ACTUARIAL SERVICES ACTUARIAL | Actuarial Service code 11 | PO BOX 11166 WINSTON SALEM, NC 27116 | $400 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 451 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 451 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 352 | $58K |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 333 | $227K |
| Vision | VISION SERVICE PLAN | 355 | $29K |
| Life insurance(3 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 451 | $307K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 265 | $138K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 184 | $189K |
| Stop-loss / reinsurancereinsurance | BRECKPOINT INSURANCE COMPANY LLC | 352 | $600K |
| Other(6 contracts, 5 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 451 | $309K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 451 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.