| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| C2-COLLABORATION CENTRIC SOLUTIONS3 | P.O. BOX 6824 GRAND RAPIDS, MI 49516 | UNIMERICA INSURANCE COMPANY | $16K | — | $16K | 4.00% |
| JAMES A SCOTT & SON INC3 | 1301 OLD GRAVES MILL ROAD LYNCHBURG, VA 24502 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 2.11% |
| JOHN S WHICHARD3 | 617 CHIMNEY HILL WAY ROCKY MOUNT, NC 27804 | AFLAC | $21K | $1K | $23K | 10.36% |
| TIMOTHY P PRESCOTT3 | 1888 YARRELL CREEK ROAD R WILLIAMSTON, NC 27892 | AFLAC | $11K | $534 | $11K | 5.28% |
| MASON C LEE3 | 132 NORTH ENGLEWOOD DRIVE ROCKY MOUNT, NC 27804 | AFLAC | $2K | $197 | $3K | 1.20% |
| JEFFREY L GODWIN3 | 2331 CAPSTONE COURT ROCKY MOUNT, NE 27804 | AFLAC | $2K | — | $2K | 1.08% |
| JEFFREY BARNHILL3 | 6636 NC HIGHWAY 43 SOUTH GREENVILLE, NC 27858 | AFLAC | $2K | $107 | $2K | 0.95% |
| STEPHEN STOX3 | 702 CROMWELL DRIVE SUITE F GREENVILLE, NC 27858 | AFLAC | $1K | $107 | $2K | 0.72% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DRIVE SUITE 602 DURHAM, NC 27707 | AFLAC | $1K | — | $1K | 0.59% |
| LEWIS GALE3 | 276 WEST MILLBROOK ROAD SUITE 602 RALEIGH, NC 27609 | AFLAC | $1K | — | $1K | 0.49% |
| TAD H HARRELL3 | 4421 WHITE OAK LOOP WILSON, NC 27893 | AFLAC | $942 | — | $942 | 0.43% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DRIVE SUITE 602 DURHAM, NC 27707 | AFLAC | $692 | — | $692 | 0.32% |
| DANIELLE M HOOKER3 | 700 SOUTH PARKER DRIVE SUITE 1 FLORENCE, SC 29501 | AFLAC | $645 | $33 | $678 | 0.31% |
| CHRISTINA J BEEKE3 | 41 FLORAL AVENUE WESTIELD, MA 01085 | AFLAC | $618 | $13 | $631 | 0.29% |
| RALPH KEVIN LOERWALD3 | 6301 DUPAGE AVENUE LUBBOCK, TX 79416 | AFLAC | $537 | $10 | $547 | 0.25% |
| GARY W GREENE3 | 1609 WEST ARLINTON BOULEVARD SUITE 102 GREENVILLE, NC 27858 | AFLAC | $475 | — | $475 | 0.22% |
| LARRY A WESTON JR3 | 321 WINDSOR ROAD GREENVILLE, NC 27858 | AFLAC | $450 | — | $450 | 0.21% |
| HARTENCIA R GONZALES3 | PO BOX 65682 LUBBOCK, TX 79464 | AFLAC | $399 | $11 | $410 | 0.19% |
| WILLIAM A PORTER JR3 | 2361 IVY ROAD GREENVILLE, NC 27858 | AFLAC | $376 | — | $376 | 0.17% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $301 | — | $301 | 0.14% |
| ANDREW ARTHUR INC3 | 103 CHASE STREET SUITE C FLORENCE, SC 29501 | AFLAC | $241 | $7 | $248 | 0.11% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DRIVE SUITE 602 DURHAM, NC 27707 | AFLAC | $227 | — | $227 | 0.10% |
| JOHN SIMNACHER3 | 2503 74TH STREET SUITE 102 LUBBOCK, TX 79423 | AFLAC | $202 | — | $202 | 0.09% |
| RONALD E KIRKLAND3 Filed as: RONALD D BEDDINGFIELD | 132 NORTH ENGLEWOOD DRIVE ROCKY MOUNT, NC 27804 | AFLAC | $198 | — | $198 | 0.09% |
| MICHAEL J LAMOUREUX3 | 425 UNION STREET SUITE 16 WEST SPRINGFIELD, MA 01089 | AFLAC | $167 | $4 | $171 | 0.08% |
| GAIL WALLACE3 | 603 BRIARWOOD DRIVE NASHVILLE, NE 27856 | AFLAC | $157 | — | $157 | 0.07% |
| PETER B WILKINSON JR3 | 6202 IOLA AVENUE SUITE 115 LUBBOCK, TX 79424 | AFLAC | $138 | $4 | $142 | 0.07% |
| THOMAS E ACKERMAN II3 | 30 WHEELER ROAD RUTLAND, MA 01543 | AFLAC | $125 | $4 | $129 | 0.06% |
| PAUL N ETHEREDGE3 | 1545 WEST CROSBY STREET SLATON, TX 79364 | AFLAC | $120 | $4 | $124 | 0.06% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DRIVE SUITE 602 DURHAM, NC 27707 | AFLAC | $119 | — | $119 | 0.05% |
| JUSTIN M GUIDI3 | 555 NORTH PLEASANTBURG DRIVE SUITE 200 GREENVILLE, SC 29577 | AFLAC | $94 | $7 | $101 | 0.05% |
| SHERRY D MILES3 | 1800 BUENA VISTA ROAD COLUMBUS, GA 31906 | AFLAC | $78 | — | $78 | 0.04% |
| STEPHEN SNOW3 Filed as: STEPHEN P SNOW | 153 CORDAVILLE ROAD SOUTHBOROUGH, MA 01772 | AFLAC | $60 | — | $60 | 0.03% |
| LUIS OSCAR HUERTA3 | 4415 UNIT A 106TH STREET LUBBOCK, TX 79424 | AFLAC | $60 | — | $60 | 0.03% |
| LEVI RENTZ3 | 1628 LEE ROAD 250 SALEM, AL 36874 | AFLAC | $31 | — | $31 | 0.01% |
| JOHN D TYLER3 | 130 DUCK HAWK WAY MARIETTA, SC 29661 | AFLAC | $27 | — | $27 | 0.01% |
| DANIEL P CLARK3 | 33 LANDAU ROAD PLAINVILLE, MA 02762 | AFLAC | $25 | — | $25 | 0.01% |
| GASPAR I MICHEL3 | 7015 GULD FREEWAY SUITE 125 HOUSTON, TX 77087 | AFLAC | $25 | — | $25 | 0.01% |
| LAURA S AMBROSE3 | 129 EAST WATER STREET PLYMOUTH, NC 27962 | AFLAC | $24 | — | $24 | 0.01% |
| JASON WILLIAM SHRIVER3 | 3707 110TH STREET LUBBOCK, TX 79423 | AFLAC | $19 | — | $19 | 0.01% |
| JOHN E CARTER III3 | 313 TROOP DRIVE FORTSON, GA 31808 | AFLAC | $18 | — | $18 | 0.01% |
| STEVE WHITTEN3 | 7606 UNIVERSITY AVENUE SUITE F LUBBOCK, TX 79423 | AFLAC | $17 | — | $17 | 0.01% |
| WILLIAM THOMAS FARRELL3 | 36 MILLBROOK DRIVE EAST LONGMEADOW, ME 01028 | AFLAC | $16 | — | $16 | 0.01% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $14 | — | $14 | 0.01% |
| CHARLES F GREER3 | 2888 ALOMA LAKE RUN OVIEDO, FL 32765 | AFLAC | $14 | — | $14 | 0.01% |
| MICHAEL W JOINER3 | 6308 IOLA AVENUE UNITE 102 LUBBOCK, TX 79424 | AFLAC | $13 | — | $13 | 0.01% |
| SUSAN REDDOCH BUFFINGTON3 | 400 TAX ROAD SHILOH, GA 31826 | AFLAC | $11 | — | $11 | 0.01% |
| JONATHAN W MCCUTCHEON3 | 1150 MALLARD LAKE DRIVE BOGART, GA 30622 | AFLAC | $9 | — | $9 | 0.00% |
| DIANA RAMIREZ3 | 8210 ALBANY AVENUE #B LUBBOCK, TX 79424 | AFLAC | $7 | — | $7 | 0.00% |
| DANIEL P CLARK3 | 33 LANDAU ROAD PLAINVILLE, MA 02762 | AFLAC | $3 | — | $3 | 0.00% |
| JAMES A SCOTT & SON INC3 | 1301 OLD GRAVES MILL ROAD LYNCHBURG, VA 24502 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | $4K | $14K | 13.41% |
| JOHN S WHICHARD3 | 617 CHIMNEY HILL WAY ROCKY MOUNT, NC 27809 | AFLAC | $3K | $81 | $3K | 7.81% |
| JEFFREY L GODWIN3 | 2331 CAPSTONE COURT ROCKY MOUNT, NC 27804 | AFLAC | $708 | — | $708 | 1.83% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DRIVE SUITE 602 DURHAM, NC 27707 | AFLAC | $443 | — | $443 | 1.14% |
| TIMOTHY P PRESCOTT3 | 1888 YARRELL CREEK ROAD R WILLIAMSTON, NC 27892 | AFLAC | $418 | — | $418 | 1.08% |
| MASON C LEE3 | 132 NORTH ENGLEWOOD DRIVE ROCKY MOUNT, NC 27804 | AFLAC | $359 | $13 | $372 | 0.96% |
| LEWIS GALE3 | 276 WEST MILLBROOK ROAD RALEIGH, NC 27609 | AFLAC | $192 | — | $192 | 0.50% |
| TAD H HARRELL3 | 4421 WHITE OAK LOOP WILSON, NC 27893 | AFLAC | $139 | — | $139 | 0.36% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DRIVE SUITE 602 DURHAM, NC 27707 | AFLAC | $123 | — | $123 | 0.32% |
| GARY W GREENE3 | 204 EAST ARLINTON BOULEVARD SUITE 102 GREENVILLE, NC 27858 | AFLAC | $95 | — | $95 | 0.25% |
| LARRY A WESTON JR3 | 321 WINDSOR ROAD GREENVILLE, NC 27858 | AFLAC | $94 | — | $94 | 0.24% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $81 | — | $81 | 0.21% |
| DANIELLE M HOOKER3 | 700 SOUTH PARKER DRIVE SUITE 1 FLORENCE, SC 29501 | AFLAC | $77 | — | $77 | 0.20% |
| SHERRY D MILES3 | 1800 BUENA VISTA ROAD COLUMBUS, GA 31906 | AFLAC | $54 | — | $54 | 0.14% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DRIVE SUITE 602 DURHAM, NC 27707 | AFLAC | $35 | — | $35 | 0.09% |
| ANDREW ARTHUR INC3 | 103 CHASE STREET SUITE C FLORENCE, SC 29501 | AFLAC | $34 | — | $34 | 0.09% |
| RONALD E KIRKLAND3 Filed as: RONALD D BEDDINGFIELD | 132 NORTH ENGLEWOOD DRIVE C ROCKY MOUNT, NC 27804 | AFLAC | $30 | — | $30 | 0.08% |
| STEPHEN STOX3 | 702 CROMWELL DRIVE SUITE F GREENVILLE, NC 27858 | AFLAC | $26 | — | $26 | 0.07% |
| WILLIAM A PORTER JR3 | 2361 IVY ROAD GREENVILLE, NC 27858 | AFLAC | $22 | — | $22 | 0.06% |
| RALPH KEVIN LOERWALD3 | 6301 DUPAGE AVENUE LUBBOCK, TX 79416 | AFLAC | $21 | — | $21 | 0.05% |
| KATHY B MOBLEY3 | 173 WAVERLY CIRCLE WAVERLY HALL, GA 31831 | AFLAC | $16 | — | $16 | 0.04% |
| LUIS OSCAR HUERTA3 | 4415 UNIT A 106TH STREET LUBBOCK, TX 79424 | AFLAC | $14 | — | $14 | 0.04% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DRIVE SUITE 602 DURHAM, NC 27707 | AFLAC | $13 | — | $13 | 0.03% |
| STEPHEN SNOW3 Filed as: STEPHEN P SNOW | 153 CORDAVILLE ROAD SOUTHBOROUGH, MA 01772 | AFLAC | $13 | — | $13 | 0.03% |
| LEVI RENTZ3 | 1628 LEE ROAD 250 SALEM, AL 36874 | AFLAC | $13 | — | $13 | 0.03% |
| JOHN E CARTER III3 | 313 TROOP DRIVE FORTSON, GA 31808 | AFLAC | $12 | — | $12 | 0.03% |
| JOHN SIMNACHER3 | 2503 74TH STREET SUITE 102 LUBBOCK, TX 79423 | AFLAC | $11 | — | $11 | 0.03% |
| JUSTIN M GUIDI3 | 555 NORTH PLEASANTBURG DRIVE SUITE 200 GREENVILLE, SC 29607 | AFLAC | $9 | — | $9 | 0.02% |
| THOMAS E ACKERMAN II3 | 30 WHEELER ROAD RUTLAND, MA 01543 | AFLAC | $9 | — | $9 | 0.02% |
| MICHAEL J LAMOUREUX3 | 425 UNION STREET SUITE 16 WEST SPRINGFIELD, MA 01089 | AFLAC | $8 | — | $8 | 0.02% |
| CHRISTINA J BEEKE3 | 41 FLORAL AVENUE WESTFIELD, MA 01085 | AFLAC | $8 | — | $8 | 0.02% |
| GAIL WALLACE3 | 603 BRIARWOOD DRIVE NASHVILLE, NC 27856 | AFLAC | $7 | — | $7 | 0.02% |
| WILLIAM L AMOS & CO INC3 Filed as: WILLIAM AMOS & CO INC | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $7 | — | $7 | 0.02% |
| HARTENCIA R GONZALES3 | PO BOX 65682 LUBBOCK, TX 79464 | AFLAC | $7 | — | $7 | 0.02% |
| CHARLES F GREER3 | 2888 ALOMA LAKE RUN OVIEDO, FL 32765 | AFLAC | $6 | — | $6 | 0.02% |
| JEFFREY BARNHILL3 | 6636 NC HIGHWAY 43 SOUTH GREENVILLE, NC 27858 | AFLAC | $5 | — | $5 | 0.01% |
| DANIEL P CLARK3 | 33 LANDAU ROAD PLAINVILLE, MA 02762 | AFLAC | $4 | — | $4 | 0.01% |
| JOHN D TYLER3 | 130 DUCK HAWK WAY MARIETTA, SC 29861 | AFLAC | $4 | — | $4 | 0.01% |
| PETER B WILKINSON JR3 | 6202 IOLA AVENUE SUITE 115 LUBBOCK, TX 79424 | AFLAC | $3 | — | $3 | 0.01% |
| DANIEL P CLARK3 | 33 LANDAU ROAD PLAINVILLE, MA 02762 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 859 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 864 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 604 | $348K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 851 | $107K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 851 | $107K |
| Stop-loss / reinsurancereinsurance | UNIMERICA INSURANCE COMPANY | 782 | $389K |
| Other(3 contracts, 2 carriers) | AFLAC | 851 | $363K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 851 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.