| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID G BAKER3 Filed as: DAVID M. STEELE | 1020 RED BANKS RD STE 201 GREENVILLE, NC 27858 | AETNA LIFE INSURANCE CO. | — | $10K | $10K | 1.09% |
| DAVID G BAKER3 Filed as: DAVID M. STEELE | 1020 RED BANKS RD STE 201 GREENVILLE, NC 27858 | METROPOLITAN LIFE INSURANCE COMPANY | $22K | — | $22K | 12.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 191 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 259 | $889K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 501 | $170K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 501 | $170K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 501 | $170K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 501 | $170K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 501 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.