No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF NC EIN 56-0894904 INSURER | Insurance agents and brokers Service code 22 | 9165 IVY CREEK BLVD DURHAM, NC 27707 | $1.1M |
| NORTH CAROLINA FARM BUREAU EIN 55-0803862 ADMINISTRATION | Contract Administrator Service code 13 | 5301 GLENWOOD AVE RALEIGH, NC 27612 | $174K |
| SCOTT INSURANCE EIN 54-0372970 CONTRACT SERVICES | Other insurance fees and expenses Service code 73 | 2501 BLUE RIDGE RD STE 250 RALEIGH, NC 27607 | $168K |
| BENEFIT FOCUS EIN 57-1099948 CONTRACT SERVICES | Other insurance fees and expenses Service code 73 | 1016 WOODS CROSS RD A GREENVILLE, SC 29607 | $102K |
| WAKELY EIN 47-4522915 ACTUARIAL SERVICES | Actuarial Service code 11 | 33920 US HIGHWAY 19N STE 151 PALM HARBOR, FL 34684 | $48K |
| JOHNSON LAMBERT LP EIN 52-1446779 ACCOUNTING | Accounting (including auditing) Service code 10 | 4242 SIX FORKS RD STE 1500 RALEIGH, NC 27609 | $35K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,920 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 60 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,980 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | 2,559 | $18.5M |
| Dental(2 contracts) | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | 2,559 | $18.5M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | 2,559 | $17.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,559 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.