No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTH CARE EIN 06-1413734 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $8.6M |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 PARTY-IN-INTEREST | Contract Administrator; Investment management fees paid indirectly by plan Service code 13 | — | $4.3M |
| AETNA EIN 06-6033492 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $4.0M |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $3.5M |
| ADP EIN 13-3036745 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $2.1M |
| WAGEWORKS EIN 94-3351864 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $287K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,685 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 21,152 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 38,837 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | DELAWARE AMERICAN LIFE INSURANCE COMPANY | 74 | $1.0M |
| Dental | DELAWARE AMERICAN LIFE INSURANCE COMPANY | 74 | $983K |
| Life insurance(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 18,106 | $9.6M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 5,054 | $0 |
| Long-term disability | DELAWARE AMERICAN LIFE INSURANCE COMPANY | 74 | $983K |
| Other | DELAWARE AMERICAN LIFE INSURANCE COMPANY | 74 | $983K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 18,106 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.