| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMAS J. MCCORD3 Filed as: THOMAS H GORRELL | 229 W MAIN ST STE 600 CLARKSBURG, WV 26301 | NORTHWESTERN MUTUAL | $118 | $54 | $172 | — |
| WHR AGENCY INC3 | 920 QUARRIER ST CHARLESTON, WV 25301 | NORTHWESTERN MUTUAL | $10 | $1 | $11 | — |
| WESLEY H RICHARDSON3 | 920 QUARRIER ST CHARLESTON, WV 25301 | NORTHWESTERN MUTUAL | $8 | $1 | $9 | — |
| GUY S DEVONO3 | 720 EAST WISCONSIN AVENUE MILWAUKEE, WI 53202 | PRUDENTIAL | $732 | — | $732 | — |
| MATTHEW A DEMOTTO3 | 720 EAST WISCONSIN AVENUE MILWAUKEE, WI 53202 | PRUDENTIAL | $181 | — | $181 | — |
| RODNEY M FERRUSO3 | SIGNATOR INVESTORS, INC. 1232 SUNCREST TOWN CENTER MORGANTOWN, WV 26505 | JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) | $0 | — | $0 | — |
| RODNEY M FERRUSO3 | SIGNATOR INVESTORS, INC. 1232 SUNCREST TOWN CENTER MORGANTOWN, WV 26505 | JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) | $0 | — | $0 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ONEAMERICA RETIREMENT SERVICES EIN 46-5378846 RECORDKEEPER | Participant communication; Recordkeeping fees; Account maintenance fees; Participant loan processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $146K |
| TD AMERITRADE EIN 82-0543156 ADVISOR | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $27K |
| NORTHWESTERN MUTUAL EIN 52-2114207 ADVISOR | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $24K |
| DAVENPORT & COMPANY EIN 54-1837917 ADVISOR | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $11K |
| WELLS FARGO ADVISORS LLC EIN 72-1560834 ADVISOR | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $10K |
| PALLADIUM PARTNERS EIN 43-2055488 ADVISOR | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $9K |
| JOHNSON INV COUNSEL ADVISOR | Direct payment from the plan; Investment advisory (plan) Service code 27 | 3777 WEST FORK RD. CINCINNATI, OH 45257 | $9K |
| MG TRUST CO DBA MATRIX TRUST CO EIN 75-3182674 NONE | Float revenue; Soft dollars commissions Service code 62 | — | $0 |
| TD AMERITRADE, INC. | Shareholder servicing fees; Distribution (12b-1) fees; Sub-transfer agency fees; Soft dollars commissions Service code 59 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 563 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 146 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 709 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(4 contracts, 3 carriers) | NORTHWESTERN MUTUAL | 4 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.