No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| L. C. MUSGROVE ASSOCIATES EIN 54-0759756 NONE | Contract Administrator Service code 13 | P. O. BOX 13487 ROANOKE, VA 24034 | $101K |
| AMERICAN BENEFIT GROUP EIN 55-0672859 NONE | Insurance services Service code 23 | 3150 US RT 60 ONA, WV 25545 | $48K |
| O'DONOGUE & O'DONOGUE EIN 53-0120528 NONE | Legal Service code 29 | 4748 WISCONSIN AVE WASHINGTON, DC 20016 | $39K |
| BHA CONSULTING SERVICES LLC EIN 26-1384808 NONE | Consulting (general); Actuarial Service code 11 | 5400 LAUREL SPRINGS PKWAT SUWANEE, GA 30024 | $21K |
| DENNIS G. JENKINS, CPA,LLC EIN 20-5886120 NONE | Accounting (including auditing) Service code 10 | 1690 STONE VILLAGE LN, STE 501 KENNESAW, GA 30152 | $7K |
| MERRILL LYNCH FINANCIAL GROUP EIN 13-5674085 NONE | Investment advisory (plan) Service code 27 | 30 SOUTH PEARL ST ALBANY, NY 12207 | $2K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 197 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 45 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 242 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM BLUE CROSS & BLUE SHIELD | 0 | $0 |
| Life insurance | UNION LABOR LIFE INSURANCE CO | 262 | $21K |
| Prescription drug | ANTHEM BLUE CROSS & BLUE SHIELD | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 262 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.