No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOUTHERN BENEFIT ADMINISTRATORS EIN 62-1116095 NONE | Actuarial; Plan Administrator; Consulting (general) Service code 11 | P.O. BOX 1449 GOODLETTSVILLE, TN 37070 | $135K |
| CIGNA EIN 06-0303370 NONE | Claims processing; Named fiduciary; Other services; Contract Administrator; Participant communication Service code 12 | 1111 MARKET ST. CHATTANOOGA, TN 37402 | $121K |
| ANTHEM EIN 54-0357120 NONE | Claims processing; Direct payment from the plan; Contract Administrator; Other services; Named fiduciary; Participant communication Service code 12 | 120 MONUMENT CIRCLE INDIANAPOLIS, IN 46204 | $54K |
| DANIELS, IRWIN & AYLOR EIN 62-1802605 NONE | Accounting (including auditing) Service code 10 | 223 MADISON ST. STE 112 MADISON, TN 37115 | $13K |
| BRANSTETTER, STRANCH, JENNINGS EIN 62-0513048 NONE | Legal Service code 29 | 227 SECOND AVE. N. 4TH FL NASHVILLE, TN 37201 | $11K |
| WILBANKS, SMITH & THOMAS ASSET MGMT EIN 54-1323541 NONE | Investment management Service code 28 | 150 WEST MAIN ST. 1700 NORFOLK, VA 23510 | $7K |
| WELLS FARGO BANK EIN 94-1347393 NONE | Custodial (other than securities) Service code 18 | P.O. BOX 63020 SAN FRANCISCO, CA 94163 | $6K |
| MUTUAL FUNDS NONE | Investment management Service code 28 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 308 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 60 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 368 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | FORT DEARBORN LIFE INSURANCE COMPANY | 368 | $18K |
| Stop-loss / reinsurancereinsurance | SIRIUS AMERICA INSURANCE COMPANY | 368 | $234K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 368 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.