| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 1120 MADISON AVENUE TOLEDO, OH 43604 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $47K | $0 | $47K | 1.80% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 101 WEST MAIN STREET, SUITE 900 NORFOLK, VA 23510 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $18K | $0 | $18K | 0.70% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 1120 MADISON AVENUE TOLEDO, OH 43604 | HEALTHKEEPERS, INC. | $15K | $0 | $15K | 1.97% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | PO BOX 61007 VIRGINIA BEACH, VA 23466 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14K | $2K | $16K | 10.27% |
| USI INSURANCE SERVICES LLC3 | PO BOX 61007 VIRGINIA BEACH, VA 23466 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $1K | $11K | 6.86% |
| ANDREA L SHERMAN3 Filed as: ANDREA L. SHERMAN | 749 A THIMBLE SHOALS BOULEVARD SUITE 3 NEWPORT NEWS, VA 23606 | AFLAC | $7K | $21 | $7K | 15.40% |
| RENEE HOFFER3 | 1365 BATTLEFORD DRIVE VIRGINIA BEACH, VA 23464 | AFLAC | $3K | $31 | $3K | 5.63% |
| HOWARD JACKSON3 | 4409 THOROUGHGOOD DRIVE VIRGINIA BEACH, VA 23455 | AFLAC | $2K | $46 | $2K | 5.03% |
| NICHOLAS WAGNER3 | 4665 HAYGOOD ROAD SUITE 402 VIRGINIA BEACH, VA 23455 | AFLAC | $2K | $21 | $2K | 3.48% |
| JAMES D EDMONDS3 Filed as: JAMES D. EDMONDS AND OTHER AGENTS | 788 BLACK SWEEP ROAD WARRENTON, VA 20186 | AFLAC | $1K | $87 | $1K | 2.99% |
| ANDREA L DUHON3 Filed as: ANDREA L. DUHON | 1440 SKI LODGE ROAD VIRGINIA BEACH, VA 23453 | AFLAC | $552 | $107 | $659 | 1.46% |
| PAMELA BYERS3 Filed as: PAMELA S. BYERS | 10513 WINGED ELM CIRCLE MANASSAS, VA 20110 | AFLAC | $404 | $0 | $404 | 0.89% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES,LLC | 101 WEST MAIN STREET SUITE 900 NORFOLK, VA 23510 | VISION SERVICE PLAN | $1K | $0 | $1K | 4.45% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 408 9TH STREET HUNTINGTON, WV 25701 | VISION SERVICE PLAN | $221 | $0 | $221 | 0.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 359 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 359 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 498 | $3.3M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 498 | $2.6M |
| Vision(3 contracts, 3 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 498 | $3.4M |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 359 | $154K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 359 | $154K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 359 | $154K |
| Prescription drug(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 498 | $3.3M |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 359 | $200K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 498 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.