| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAYMAN DIENER & BORNTRAGER INS3 | 205 SOUTH LIBERTY ST. HARRISONBURG, VA 22801 | HARTFORD LIFE AND ACCIDENT | $11K | — | $11K | 4.12% |
| LAYMAN DIENER & BORNTRAGER INS3 | 205 S. LIBERTY STREET HARRISONBURG, VA 22801 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $15K | — | $15K | 7.34% |
| LONA BISHOP3 | PO BOX 20753 ROANOKE, VA 24018 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $686 | — | $686 | 5.89% |
| LAYMAN DIENER & BORNTRAGER INS3 | 205 SOUTH LIBERTY STREET HARRISONBURG, VA 22801 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $392 | — | $392 | 3.37% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INS SVCS INC | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 274099047 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $350 | — | $350 | 3.01% |
| MARK WARE3 Filed as: MARK A WARE | 310 SHOREWOOD DR. MINERAL, VA 23117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $48 | — | $48 | 0.41% |
| BH PREFERRED LLC3 | 2817 WEST END AVE., SUITE 126-281 NASHVILLE, TN 37203 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $32 | — | $32 | 0.27% |
| LONA BISHOP3 | PO BOX 20753 ROANOKE, VA 24018 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $759 | — | $759 | 8.22% |
| LAYMAN DIENER & BORNTRAGER INS3 | 205 SOUTH LIBERTY STREET HARRIONSBURG, VA 22801 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $587 | — | $587 | 6.36% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INS SVCS INC | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 274099047 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $167 | — | $167 | 1.81% |
| BH PREFERRED LLC3 | 2817 WEST END AVE., SUITE 126-281 NASHVILLE, TN 37203 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $46 | — | $46 | 0.50% |
| MARK WARE3 Filed as: MARK A WARE | 310 SHOREWOOD DR. MINERAL, VA 23117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $43 | — | $43 | 0.47% |
| LONA BISHOP3 | PO BOX 20753 ROANOKE, VA 24018 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $578 | — | $578 | 8.68% |
| LAYMAN DIENER & BORNTRAGER INS3 | 205 SOUTH LIBERTY STREET HARRISONBURG, VA 22801 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $409 | — | $409 | 6.14% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INS SVCS INC | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 274099047 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $172 | — | $172 | 2.58% |
| MARK WARE3 Filed as: MARK A WARE | 310 SHOREWOOD DR. MINERAL, VA 23117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $35 | — | $35 | 0.53% |
| BH PREFERRED LLC3 | 2817 WEST END AVE., SUITE 126-281 NASHVILLE, TN 37203 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $29 | — | $29 | 0.44% |
| LONA BISHOP3 | PO BOX 20753 ROANOKE, VA 24018 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $383 | — | $383 | 6.52% |
| LAYMAN DIENER & BORNTRAGER INS3 | 205 SOUTH LIBERTY STREET HARRISONBURG, VA 22801 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $200 | — | $200 | 3.40% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INS SVCS INC | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 274099047 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $194 | — | $194 | 3.30% |
| MARK WARE3 Filed as: MARK A WARE | 310 SHOREWOOD DR. MINERAL, VA 23117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $26 | — | $26 | 0.44% |
| BH PREFERRED LLC3 | 2817 WEST END AVE., SUITE 126-281 NASHVILLE, TN 37203 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | — | $14 | 0.24% |
| LONA BISHOP3 | PO BOX 20753 ROANOKE, VA 24018 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $297 | — | $297 | 5.65% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INS SVCS INC | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 274099047 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $201 | — | $201 | 3.82% |
| LAYMAN DIENER & BORNTRAGER INS3 | 205 SOUTH LIBERTY STREET HARRISONBURG, VA 22801 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $114 | — | $114 | 2.17% |
| MARK WARE3 Filed as: MARK A WARE | 310 SHOREWOOD DR. MINERAL, VA 23117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $25 | — | $25 | 0.48% |
| BH PREFERRED LLC3 | 2817 WEST END AVE., SUITE 126-281 NASHVILLE, TN 37203 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.17% |
| LONA BISHOP3 | PO BOX 20753 ROANOKE, VA 24018 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $218 | — | $218 | 5.09% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INS SVCS INC | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 274099047 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $123 | — | $123 | 2.87% |
| LAYMAN DIENER & BORNTRAGER INS3 | 205 SOUTH LIBERTY STREET HARRISONBURG, VA 22801 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $99 | — | $99 | 2.31% |
| MARK WARE3 Filed as: MARK A WARE | 310 SHOREWOOD DR. MINERAL, VA 23117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $17 | — | $17 | 0.40% |
| BH PREFERRED LLC3 | 2817 WEST END AVE., SUITE 126-281 NASHVILLE, TN 37203 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.21% |
| LONA BISHOP3 | PO BOX 20753 ROANOKE, VA 24018 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $391 | — | $391 | 12.21% |
| LAYMAN DIENER & BORNTRAGER INS3 | 205 SOUTH LIBERTY STREET HARRISONBURG, VA 22801 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $317 | — | $317 | 9.90% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INS SVSC INC | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 274099047 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $75 | — | $75 | 2.34% |
| MARK WARE3 Filed as: MARK A WARE | 310 SHOREWOOD DR. MINERAL, VA 23117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $27 | — | $27 | 0.84% |
| BH PREFERRED LLC3 | 2817 WEST END AVE., SUITE 126-281 NASHVILLE, TN 37203 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $27 | — | $27 | 0.84% |
| LONA BISHOP3 | PO BOX 20753 ROANOKE, VA 24018 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $139 | — | $139 | 5.27% |
| LAYMAN DIENER & BORNTRAGER INS3 | 205 SOUTH LIBERTY STREET HARRISONBURG, VA 22801 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $72 | — | $72 | 2.73% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INS SVCS INC | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 274099047 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $67 | — | $67 | 2.54% |
| MARK WARE3 Filed as: MARK A WARE | 310 SHOREWOOD DR. MINERAL, VA 23117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.34% |
| BH PREFERRED LLC3 | 2817 WEST END AVE., SUITE 126-281 NASHVILLE, TN 37203 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.27% |
| LONA BISHOP3 | PO BOX 20753 ROANOKE, VA 24018 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $72 | — | $72 | 6.12% |
| LAYMAN DIENER & BORNTRAGER INS3 | 205 SOUTH LIBERTY STREET HARRISONBURG, VA 22801 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $45 | — | $45 | 3.82% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INS SVCS INC | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 274099047 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $27 | — | $27 | 2.29% |
| BH PREFERRED LLC3 | 2817 WEST END AVE., SUITE 126-281 NASHVILLE, TN 37203 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.34% |
| MARK WARE3 Filed as: MARK A WARE | 310 SHOREWOOD DR. MINERAL, VA 23117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 443 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 445 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 559 | $203K |
| Vision | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 559 | $203K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 444 | $255K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 444 | $255K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 444 | $255K |
| Other(13 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 444 | $317K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 559 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.