| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT RESOURCES, LLC | 7201 WISCONSIN AVE #705 BETHESDA, MD 20814 | AETNA LIFE INSURANCE COMPANY | $34K | — | $34K | 2.15% |
| MATT LIBBY3 | 34 EAST INDUSTRIAL ROAD SUITE 5 BRANFORD, CT 20150 | AETNA LIFE INSURANCE COMPANY | $31K | — | $31K | 1.97% |
| THE BOON INSURANCE AGENCY3 Filed as: THE BOON INSURANCE AGENCY, INC. | 6300 BRIDGEPOINT PARKWAY BUILDING 3 #500 AUSTIN, TX 78730 | AETNA LIFE INSURANCE COMPANY | $27K | — | $27K | 1.72% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT RESOURCES LLC | 7201 WISCONSIN AVENUE SUITE 705 BETHESDA, MD 20814 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $148K | — | $148K | 9.57% |
| MDG ASSOCIATES OF CONNECTICUT3 Filed as: MDG BENEFIT SOLUTIONS LLC | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $143K | — | $143K | 9.25% |
| MCGRIFF INSURANCE SERVICES INC3 | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $5K | — | $5K | 0.32% |
| MDG ASSOCIATES OF CONNECTICUT3 Filed as: MDG ASSOC OF CONNECTICUT LLC | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $1K | $1K | 0.10% |
| MATTHEW LIBBY3 | 34 E INDUSTRIAL ROAD SUITE 5 BRANFORD, CT 06405 | KAISER FOUNDATION HEALTH PLAN, INC. | $41K | — | $41K | 5.12% |
| GARY M SUDHALTER3 | 7201 WISCONSIN AVENUE SUITE 705 BETHESDA, MD 20814 | KAISER FOUNDATION HEALTH PLAN, INC. | $5K | — | $5K | 0.59% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT RESOURCES | 3 BETHESDA METRO CENTER SUITE 460 BETHESDA, MD 20814 | SUN LIFE ASSURANCE COMPANY OF CANADA | $39K | — | $39K | 5.36% |
| MDG ASSOCIATES OF CONNECTICUT3 Filed as: MDG BENEFIT SOLUTIONS LLC | 34 EAST INDUSTRIAL ROAD SUITE 4 BRANFORD, CT 06406 | SUN LIFE ASSURANCE COMPANY OF CANADA | $39K | — | $39K | 5.34% |
| MCGRIFF INSURANCE SERVICES INC3 | 414 GALLIMORE DAIRY ROAD SUITE F GREENSBORO, NC 27409 | SUN LIFE ASSURANCE COMPANY OF CANADA | $14K | — | $14K | 1.91% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVENUE SUITE 201 RALEIGH, NC 27612 | SUN LIFE ASSURANCE COMPANY OF CANADA | $121 | — | $121 | 0.02% |
| MATTHEW D LIBBY3 | 34 EAST INDUSTRIAL ROAD SUITE 5 BRANFORD, CT 06405 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 7.50% |
| GARY M SUDHALTER3 | 3 BETHESDA METRO SUITE 460 BETHESDA, MD 20814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 6.10% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT RESOURCES | 3 BETHESDA METRO SUITE 460 BETHESDA, MD 20814 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 1.40% |
| GARY M SUDHALTER3 Filed as: GARY SUDHALTER | 3 BETHESDA METRO CENTER SUITE 46 BETHESDA, MD 20814 | VISION SERVICE PLAN | $7K | — | $7K | 5.38% |
| MDG ASSOCIATES OF CONNECTICUT3 Filed as: MDG BENEFIT SOLUTIONS, LLC | 34 E INDUSTRIAL ROAD, SUITE 5 BRANFORD, CT 06405 | VISION SERVICE PLAN | $6K | — | $6K | 5.18% |
| MATTHEW LIBBY3 | 34 EAST INDUSTRIAL ROAD SUITE 5 BRANFORD, CT 06405 | KAISER FOUNDATION HEALTH PLAN INC | $2K | — | $2K | 2.76% |
| GARY M SUDHALTER3 | 7201 WISCONSIN AVENUE SUITE 705 BETHESDA, MD 20814 | KAISER FOUNDATION HEALTH PLAN INC | $2K | — | $2K | 2.76% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT RESOURCES | — | AETNA LIFE INSURANCE COMPANY | $1K | — | $1K | 10.08% |
| THE BOON INSURANCE AGENCY3 Filed as: THE BOON INSURANCE AGENCY, INC. | 6300 BRIDGEPOINT PARKWAY AUSTIN, TX 78730 | TRANSAMERICA LIFE INSURANCE COMPANY | $635 | — | $635 | 7.17% |
| MATT LIBBY3 | 34 EAST INDUSTRIAL ROAD, SUITE 5 BRANFORD, CT 20150 | TRANSAMERICA LIFE INSURANCE COMPANY | $159 | — | $159 | 1.80% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT RESOURCES, LLC | 7201 WISCONSIN AVE #705 BETHESDA, MD 20814 | TRANSAMERICA LIFE INSURANCE COMPANY | $98 | — | $98 | 1.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,598 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,598 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 2,299 | $4.0M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,299 | $1.5M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 944 | $137K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 717 | $741K |
| Short-term disability(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 717 | $855K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 717 | $732K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,299 | $1.5M |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 717 | $741K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,299 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.