| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES A SCOTT & SON INC3 Filed as: JAMES A. SCOTT AND SON INC. | PO BOX 603438 CHARLOTTE, NC 28260 | AETNA LIFE INSURANCE COMPANY | $30K | $75K | $104K | 1.43% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MARYLAND, INC. | 12505 PARK POTOMAC AVENUE SUITE 300 POTOMAC, MD 20854 | AETNA LIFE INSURANCE COMPANY | $12K | $82K | $94K | 1.29% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF MASSACHUSETTS, INC. | UNKNOWN RICHMOND, VA 23230 | AETNA LIFE INSURANCE COMPANY | $0 | $71 | $71 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 28852 NEW YORK, NY 10087 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | $0 | $8K | 13.51% |
| JEREMY J SABO3 Filed as: JEREMY SABO | 188 CORVINA DRIVE CLAYTON, NC 27520 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | $0 | $8K | 12.95% |
| LEWIS GALE3 | 4700 HOMEWOOD COURT, SUITE 106 RALEIGH, NC 27609 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 8.95% |
| RONALD R. CORLEW3 | 5900 SNOOKS TRAIL WAKE FOREST, NC 27587 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 3.50% |
| TODD SYKES Filed as: TODD P. SYKES | 1274 SILKY WILLOW DRIVE WAKE FOREST, NC 27587 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 2.74% |
| DAVID GIBIDES3 | 9370 FALLS OF NEUSE ROAD, SUITE 201 RALEIGH, NC 27615 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 2.09% |
| JAMES SCOTT & SON INC3 Filed as: JAMES SCOTT AND VARIOUS AGENTS | 1301 OLD GRAVE MILLS ROAD LYNCHBURG, VA 24502 | CONTINENTAL AMERICAN INSURANCE COMPANY | $747 | $0 | $747 | 1.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 615 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 26 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 641 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 989 | $7.3M |
| Dental | AETNA LIFE INSURANCE COMPANY | 989 | $7.3M |
| Vision | AETNA LIFE INSURANCE COMPANY | 989 | $7.3M |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 989 | $7.3M |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 615 | $58K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 989 | $7.3M |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 989 | $7.3M |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 989 | $7.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 989 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.