| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES | P.O. BOX 61007 VIRGINIA BEACH, VA 23466 | OPTIMA HEALTH PLAN | $35K | — | $35K | 2.25% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES | P.O. BOX 61007 VIRGINIA BEACH, VA 23466 | OPTIMA HEALTH INSURANCE COMPANY | $10K | — | $10K | 2.25% |
| USI INSURANCE SERVICES LLC3 | MID-ATLANTIC REGION 101 W. MAIN STREET, SUITE 900 NORFOLK, VA 23510 | SUN LIFE ASSURANCE COMPANY OF CANADA | $22K | — | $22K | 10.00% |
| MGIS3 | 111 SOUTH MAIN STREET SUITE 400 SALT LAKE CITY, UT 841112176 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $180 | $180 | 0.08% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 101 WEST MAIN STREET SUITE 900 NORFOLK, VA 23510 | UNITED CONCORDIA INSURANCE COMPANY | $10K | $595 | $10K | 6.36% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES | P.O. BOX 61007 VIRGINIA BEACH, VA 23466 | OPTIMA HEALTH PLAN | $3K | — | $3K | 2.25% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES | P.O. BOX 61007 VIRGINIA BEACH, VA 23466 | OPTIMA HEALTH PLAN | $2K | — | $2K | 2.25% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES | P.O. BOX 61007 VIRGINIA BEACH, VA 23466 | OPTIMA HEALTH INSURANCE COMPANY | $1K | — | $1K | 2.25% |
| KENNETH W SHOLAR3 Filed as: KENNETH SHOLAR | 4608 WESTGROVE COURT HAYGOOD EXECUTIVE PARK VIRGINIA BEACH, VA 23455 | AFLAC | $4K | $233 | $4K | 7.62% |
| SHERRY SHOLAR3 | 461 DAUPHIN LANE VIRGINIA BEACH, VA 23452 | AFLAC | $2K | $75 | $2K | 4.00% |
| PLUMB & ASSOCIATES INC3 | 3228 DEER PARK DRIVE VIRGINIA BEACH, VA 23452 | AFLAC | $963 | $62 | $1K | 1.80% |
| NICHOLAS WAGNER3 | 4665 HAYGOOD RD STE 402 VIRGINIA BEACH, VA 23455 | AFLAC | $806 | $62 | $868 | 1.52% |
| ROY MANGUM3 | 109 GULLAN SMITHFIELD, VA 23430 | AFLAC | $419 | — | $419 | 0.74% |
| LAWRENCE WAYNE CROCKER3 Filed as: LAWRENCE CROCKER | 212 CHEYENNE RD VIRGINIA BEACH, VA 23462 | AFLAC | $223 | — | $223 | 0.39% |
| BRANDON SHOLAR3 | 4608 WESTGROVE COURT VIRGINIA BEACH, VA 23455 | AFLAC | $206 | — | $206 | 0.36% |
| DAVID MORGAN3 | 906 MERCHANT LEE PL MANAKIN SABOT, VA 23103 | AFLAC | $169 | — | $169 | 0.30% |
| USI INSURANCE SERVICES LLC3 | 1007 N ORANGE ST STE 115 WILMINGTON, DE 19801 | AFLAC | $133 | — | $133 | 0.23% |
| RICHARD KRESINSKE3 | 4004 ATLANTIC AVE APT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $124 | — | $124 | 0.22% |
| SUZANNE RACHELLE CRAWLEY3 Filed as: SUZANNE CRAWLEY | 3829 SOUTH PLAZA TRAIL VIRGINIA BEACH, VA 23452 | AFLAC | $121 | — | $121 | 0.21% |
| SHAWN STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $118 | — | $118 | 0.21% |
| VICKY H KRESINSKE3 Filed as: VICKY KRESINSKE | 3625 DUPONT CIR VIRGINIA BEACH, VA 23455 | AFLAC | $61 | — | $61 | 0.11% |
| LORI RICHARDSON3 | 3730 SAPPHIRE DR AUGUSTA, GA 30907 | AFLAC | $52 | — | $52 | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $52 | — | $52 | 0.09% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES HILL SR | 9701 GAYTON RD STE 6 RICHMOND, VA 23238 | AFLAC | $33 | — | $33 | 0.06% |
| DUANE A ADAMS3 Filed as: DUANE ADAMS | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $29 | — | $29 | 0.05% |
| MICHAEL FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $18 | — | $18 | 0.03% |
| GREGORY D HILL3 Filed as: GREGORY HILL | 16142 SWALLOWTAIL PL MIDLOTHIAN, VA 23113 | AFLAC | $13 | — | $13 | 0.02% |
| AMELIA MORGAN3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $10 | — | $10 | 0.02% |
| RUSSELL TINNEY3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $6 | — | $6 | 0.01% |
| LINDSEY JO MARTIN3 Filed as: LINDSEY MARTIN | 1450 N ULMER ST GREENWOOD, AR 72936 | AFLAC | $3 | — | $3 | 0.01% |
| JEANNETTE FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $2 | — | $2 | 0.00% |
| MARK D LUTHER3 Filed as: MARK LUTHER | 804 MOOREFIELD PARK DR STE 205 NORTH CHESTERFIELD, VA 23236 | AFLAC | $2 | — | $2 | 0.00% |
| JEFFERY S GIBSON3 Filed as: JEFFERY GIBSON | 4805 LAKE BROOK DR STE 220 GLEN ALLEN, VA 23060 | AFLAC | $1 | — | $1 | 0.00% |
| SHEILA L RAITCH3 Filed as: SHEILA RAITCH | 5524 LIBER CT GAINESVILLE, VA 20155 | AFLAC | $1 | — | $1 | 0.00% |
| USI INSURANCE SERVICES LLC3 | P.O. BOX 61007 VIRGINIA BEACH, VA 23466 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 9.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 230 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 231 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 3 carriers) | OPTIMA HEALTH PLAN | 215 | $2.2M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 382 | $162K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 109 | $14K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 205 | $218K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 205 | $218K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 205 | $218K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 205 | $275K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 382 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.