| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALAN FONG INSURANCE SERVICES3 | 5858 HORTON STREET SUITE 350 EMERYVILLE, CA 94608 | KAISER FOUNDATION HEALTH PLAN INC. | $17K | — | $17K | 4.00% |
| AFIS BENEFITS3 | 5858 HORTON STREET SUITE 350 EMERYVILLE, CA 94608 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 4.25% |
| AFIS BENEFITS3 Filed as: AFIS BENEFITS AND INS SVCS | 5858 HORTON STREET SUITE 350 EMERYVILLE, CA 94608 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 10.17% |
| YOURPEOPLE, INC.3 Filed as: YOURPEOPLE INC. | 303 2ND STREET SUITE 401 SAN FRANCISCO, CA 94107 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $94 | — | $94 | 0.64% |
| ALAN FONG INSURANCE SERVICE3 | 5858 HORTON STREET SUITE 350 EMERYVILLE, CA 94608 | VISION SERVICE PLAN | $664 | — | $664 | 7.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN INC. | 54 | $426K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 182 | $66K |
| Vision | VISION SERVICE PLAN | 66 | $9K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $15K |
| Other | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 182 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.