| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CL SCOTT CORPORATE INSURANCE SVCS3 | 3600 N CAPITAL OF TEXAS HWY BLDG. B, SUITE 200 AUSTIN, TX 78746 | UNITED HEALTHCARE INSURANCE COMPANY | $158 | $80K | $80K | 6.24% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S. CAPITAL OF TEXAS HWY BUILDING 2, SUITE 125 AUSTIN, TX 787466446 | METROPOLITAN LIFE INSURANCE COMPANY | — | $12 | $12 | 0.01% |
| PROFESSIONAL BENEFITS SOLUTIONS INC3 | 8945 GUILFORD RD., SUITE 145 COLUMBIA, MD 210462638 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6 | $6 | 0.01% |
| CL SCOTT CORPORATE INSURANCE SVCS3 | 3600 N CAPITAL OF TEXAS HWY BLDG. B, SUITE 200 AUSTIN, TX 78746 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | $2K | $9K | 18.25% |
| CL SCOTT CORPORATE INSURANCE SVCS3 | 3600 N CAPITAL OF TEXAS HWY BLDG. B, SUITE 200 AUSTIN, TX 78746 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $1K | $7K | 18.25% |
| CL SCOTT CORPORATE INSURANCE SVCS3 | 3600 N CAPITAL OF TEXAS HWY BLDG. B, SUITE 200 AUSTIN, TX 78746 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $510 | $3K | 18.23% |
| CL SCOTT CORPORATE INSURANCE SVCS3 | 3600 N CAPITAL OF TEXAS HWY BLDG. B, SUITE 200 AUSTIN, TX 78746 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $398 | $2K | 17.89% |
| CL SCOTT CORPORATE INSURANCE SVCS3 | 3600 N CAPITAL OF TEXAS HWY BLDG. B, SUITE 200 AUSTIN, TX 78746 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $327 | $72 | $399 | 18.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 168 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 313 | $1.3M |
| Dental(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 413 | $1.4M |
| Vision(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 413 | $1.4M |
| Life insurance(3 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 166 | $32K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 166 | $47K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 166 | $39K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 313 | $1.3M |
| Other(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 166 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 413 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.