Filings through .
History & trajectory Charts need 2 or more years. This plan has 6 years on file; Pro shows them all.
See pricingBroker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Schedule A insurance contracts: who carries the risk, for which benefits, and how many people they cover.
| Carrier | Coverage | Premium, renewal |
|---|---|---|
Broker: Marsh & McLennan Agency LLC DentalSTDLifeLTD | DentalSTDLifeLTD | Available on Pro |
Broker: Marsh & McLennan Agency LLC Vision | Vision | Available on Pro |
Broker: Marsh & McLennan Agency LLC Other | Other | Available on Pro |
See premium, retention and renewal dates for 6 contracts with Pro. Pro shows premium, covered lives, retention, contract numbers and the renewal date for each contract. Free for 7 days, then $49 a month.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 74 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 74 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 99 | $36K |
| Vision | AMERITAS LIFE INSURANCE CORP | 99 | $6K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 93 | $16K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 88 | $22K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 27 | $13K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 11 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 99 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions, fees |
|---|---|
Carrier: Anthem Health Plans of Virginia, Inc. | Available on Pro |
Carrier: Anthem Health Plans of Virginia, Inc. | Available on Pro |
Carrier: Anthem Life Insurance Company | Available on Pro |
Carrier: Ameritas Life Insurance Corp | Available on Pro |
Carrier: Sun Life Assurance Company of Canada | Available on Pro |
No Schedule C service providers reported on this filing.
How the health and benefits plan is funded and what that means for risk.
3 contacts
6 filings · 2019 to 2025