| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TFA BENEFITS3 | BUILDING 3300 STE 108 397 LITTLE CREEK RD VIRGINIA BEACH, VA 23452 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $5K | $0 | $5K | 0.97% |
| TFA BENEFITS3 | BUILDING 3300 STE 200 397 LITTLE NECK RD VIRGINIA BEACH, VA 23452 | ANTHEM HEALTH PLANS OF VIRGINIA INC | $5K | $0 | $5K | 2.00% |
| THE FRIEDAN AGENCY3 Filed as: THE FRIEDAN AGENCY INC | 3300 BUILDING STE 200 397 LITTLE NECK RD VIRGINIA BEACH, VA 23452 | STANDARD INSURANCE COMPANY | $5K | $0 | $5K | 4.69% |
| THE FRIEDEN AGENCY INC3 | 3300 BUILDING STE 200 397 LITTLE NECK RD VIRGINIA BEACH, VA 23452 | STANDARD INSURANCE COMPANY | $6K | $0 | $6K | 6.53% |
| TFA BENEFITS3 | BUILDING 3300 STE 108 397 LITTLE NECK RD VIRGINIA BEACH, VA 23452 | ANTHEM LIFE INSURANCE COMPANY | $7K | $0 | $7K | 8.70% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHKEEPERS INC | Float revenue; Insurance agents and brokers; Contract Administrator; Other commissions; Insurance brokerage commissions and fees; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $70K |
| ANTHEM HEALTH PLANS OF VIRGINIA INC | Claims processing; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 12 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 640 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 645 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 0 | $465K |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA INC | 454 | $264K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 640 | $86K |
| Short-term disability | STANDARD INSURANCE COMPANY | 275 | $99K |
| Long-term disability | STANDARD INSURANCE COMPANY | 275 | $100K |
| Stop-loss / reinsurancereinsurance | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 0 | $465K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 640 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.