| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE ASSOCIATES INC3 | 1 CHURCH ST STE 500 ROCKVILLE, MD 20850 | UNITEDHEALTHCARE INSURANCE COMPANY | $11K | $0 | $11K | 4.29% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES | PO BOX 61007 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $206 | $2K | 7.97% |
| INSURANCE ASSOCIATES INC3 | 1 CHURCH ST STE 500 ROCKVILLE, MD 20850 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 3.78% |
| NETWORK ADMIN INSURANCE AGENCY INC3 | 4114 LEGATO RD STE 400 FAIRFAX, VA 22033 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 16.33% |
| NETWORK ADMIN INSURANCE AGENCY INC3 | 4114 LEGATO RD SUITE 400 FAIRFAX, VA 22033 | RELIABLE STANDARD LIFE INS CO | $475 | $0 | $475 | 9.99% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 11788 | RELIABLE STANDARD LIFE INS CO | $238 | $0 | $238 | 5.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 71 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 71 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 24 | $257K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 46 | $30K |
| Life insurance(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 46 | $42K |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 46 | $42K |
| Long-term disability | RELIABLE STANDARD LIFE INS CO | 6 | $5K |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 71 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 71 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.