| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: TRION GROUP, A MARSH AND MCLENNAN | AGENCY, LLC 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 19406 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $74K | $74K | 5.00% |
| HODGES-MACE BENEFITS GRP INC3 | 5775 GELNRIDGGE DR STE E500 ALTANTA, GA 30328 | RELIASTAR LIFE INSURANCE COMPANY | $0 | $3K | $3K | 0.18% |
| CENTURION INSURANCE SERVICES LLC3 | 201 PENNSYLVANIA AVE FL 3 CHARLESTON, WV 25302 | METROPOLITAN LIFE INSURANCE COMPANY | $38K | $0 | $38K | 3.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 540 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 548 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,074 | $1.2M |
| Vision | VISION SERVICE PLAN | 560 | $112K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,074 | $1.2M |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 552 | $1.5M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 2,074 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,074 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.