| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | 3975 FAIR RIDGE DR STE 110 NORTH FAIRFAX, VA 22033 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | $0 | $2K | 0.36% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGRIFF & MARSH MCLENNAN AGNCY LLC | 8200 GREENSBORO DRIVE MCLEAN, VA 22102 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $8K | $0 | $8K | 9.24% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP, INC. | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $681 | $0 | $681 | 0.76% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGRIFF & MARSH MCLENNAN AGNCY LLC | 8200 GREENSBORO DRIVE MCLEAN, VA 22102 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $2K | $0 | $2K | 9.21% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MELTZER GROUP, INC. | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $200 | $0 | $200 | 0.79% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGRIFF & MARSH MCLENNAN AGNCY LLC | 8200 GREENSBORO DRIVE MCLEAN, VA 22102 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $2K | $0 | $2K | 9.17% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: THE MELTZER GROUP, INC. | 6500 ROCK SPRING DRIVE SUITE 500 BETHESDA, MD 20817 | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | $147 | $0 | $147 | 0.82% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP, INC. | 1612 MARION ST COLUMBIA, SC 29201 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | $570 | $3K | 17.88% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | P. O. BOX 896620 CHARLOTTE, NC 28289 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1K | $404 | $2K | 11.28% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY | 7701 AIRPORT CENTER DRIVE STE1800 GREENSBORO, NC 27409 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $117 | $0 | $117 | 0.81% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP, INC. | 1612 MARION ST COLUMBIA, SC 29201 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | $446 | $2K | 17.61% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | P. O. BOX 896620 CHARLOTTE, NC 28289 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1K | $316 | $1K | 11.10% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 7701 AIRPORT CENTER DRIVE STE1800 GREENSBORO, NC 27409 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $96 | $0 | $96 | 0.79% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP, INC. | 1612 MARION ST COLUMBIA, SC 29201 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $958 | $141 | $1K | 15.20% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | P. O. BOX 896620 CHARLOTTE, NC 28289 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $578 | $100 | $678 | 9.38% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY | 7701 AIRPORT CENTER DRIVE STE1800 GREENSBORO, NC 27409 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $61 | $0 | $61 | 0.84% |
| MCGRIFF INSURANCE SERVICES INC3 | 8200 GREENSBORO DRIVE STE 1000 GD MCLEAN, VA 22102 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $327 | $0 | $327 | 9.24% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MELTZER GROUP, INC. | 6500 ROCK SPRING DRIVE BETHESDA, MD 20817 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $27 | $0 | $27 | 0.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 287 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 288 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 249 | $670K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 249 | $670K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 249 | $670K |
| Life insurance | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | 0 | $25K |
| Short-term disability | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | 0 | $89K |
| Long-term disability | NEW YORK LIFE GROUP BENEFIT SOLUTIONS | 0 | $18K |
| Other(4 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 0 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 249 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.