| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE BUSINESS BENEFITS GROUP, INC.3 Filed as: BUSINESS SOLUTIONS INC. | 812 SCOTT CIRCLE SALEM, VA 24153 | TRANSAMERICA LIFE INSURANCE COMPANY | $400 | — | $400 | 3.34% |
| CARTER F GARRETT, JR.3 | P.O. BOX 2348 ABINGDON, VA 24212 | TRANSAMERICA LIFE INSURANCE COMPANY | $110 | — | $110 | 0.92% |
| TANYA K HUNEYCUTT3 Filed as: TANYA K. HUNEYCUTT | P.O. BOX 520 BADIN, NC 28009 | TRANSAMERICA LIFE INSURANCE COMPANY | $60 | — | $60 | 0.50% |
| SCU HOUSE ACCT3 | 1400 CENTERVIEW DRIVE LITTLE ROCK, AR 72211 | TRANSAMERICA LIFE INSURANCE COMPANY | $10 | — | $10 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 931 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 931 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 930 | $145K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 928 | $100K |
| Other(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 930 | $157K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 930 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.