| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | PO BOX 62949 VIRGINIA BEACH, VA 23466 | HEALTHKEEPERS, INC. | $1K | $966 | $2K | 0.11% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62949 VIRGINIA BEACH, VA 23466 | ANTHEM LIFE INSURANCE COMPANY | $12K | $2K | $14K | 6.71% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62949 VIRGINIA BEACH, VA 23466 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $82 | $74 | $156 | 0.11% |
| KENNETH W SHOLAR3 Filed as: KENNETH W. SHOLAR | 4608 WESTGROVE COURT VIRGINIA BEACH, VA 23455 | AFLAC | $2K | $102 | $2K | 12.71% |
| PLUMB & ASSOCIATES INC3 Filed as: PLUMB AND ASSOCIATES INC. | 3228 DEER PARK DRIVE VIRGINIA BEACH, VA 23452 | AFLAC | $189 | $6 | $195 | 1.26% |
| ANDREA L SHERMAN3 Filed as: ANDREA L. SHERMAN | 2428 ALAMEDA AVENUE, SUITE 300 NORFOLK, VA 23513 | AFLAC | $170 | $14 | $184 | 1.19% |
| NICHOLAS WAGNER3 | 1508 BACK COVE ROAD VIRGINIA BEACH, VA 23454 | AFLAC | $123 | $6 | $129 | 0.83% |
| DAVID N MORGAN3 Filed as: DAVID N. MORGAN | 906 MERCHANT LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $47 | $0 | $47 | 0.30% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NW KENNESAW, GA 30152 | AFLAC | $31 | $0 | $31 | 0.20% |
| AMELIA KAY SAULS MORGAN3 Filed as: AMELIA K. MORGAN AND OTHER AGENTS | 1904 ELLIS DRIVE MAIDENS, VA 23102 | AFLAC | $18 | $0 | $18 | 0.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 216 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTHKEEPERS, INC. | 220 | $2.1M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 303 | $137K |
| Vision | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 303 | $137K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 216 | $202K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 216 | $202K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 216 | $202K |
| Prescription drug(2 contracts, 2 carriers) | HEALTHKEEPERS, INC. | 220 | $2.1M |
| Other(3 contracts, 3 carriers) | ANTHEM LIFE INSURANCE COMPANY | 270 | $220K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 303 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.