| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 113 S WAY AVE PO BOX 700 WAYNESBORO, VA 22980 | ANTHEM HEALTH PLANS OF VIRGINIA, INC | $27K | — | $27K | 2.72% |
| BENEFIT COMPANY INC OF SC3 Filed as: BENEFIT COMPANY INC OF S CAROLINA | PO BOX 211486 COLUMBIA, SC 29221 | ANTHEM HEALTH PLANS OF VIRGINIA, INC | $12K | — | $12K | 1.17% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 113 SOUTH WAYNE AVENUE PO BOX 700 WAYNESBORO, VA 22980 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $6K | — | $6K | 5.00% |
| BB&T INSURANCE SERVICES, INC.3 | 2108 WEST LABURNAUM SUITE 300 RICHMOND, VA 23227 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 6.23% |
| BENEFIT COMPANY INC OF SC3 Filed as: THE BENEFIT COMPANY, INC. (DBA BENE | PO BOX 211486 COLUMBIA, SC 29221 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $2K | $2K | 3.00% |
| BB&T INSURANCE SERVICES, INC.3 | 2108 WEST LABURNAUM SUITE 300 RICHMOND, VA 23227 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $1K | $6K | 8.26% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY, INC. | PO BOX 211486 COLUMBIA, SC 29221 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $1K | $1K | 2.08% |
| BB&T INSURANCE SERVICES, INC.3 | 2108 WEST LABURNAUM SUITE 300 RICHMOND, VA 23227 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 12.00% |
| BENEFIT COMPANY INC OF SC3 Filed as: THE BENEFIT COMPANY, INC. (DBA BENE | PO BOX 211486 COLUMBIA, SC 29221 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $2K | $2K | 3.00% |
| BB&T INSURANCE SERVICES, INC.3 | 2108 WEST LABURNAUM SUITE 300 RICHMOND, VA 23227 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | $826 | $7K | 14.80% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY, INC. | PO BOX 211486 COLUMBIA, SC 29221 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $930 | $930 | 1.97% |
| BB&T INSURANCE SERVICES, INC.3 | 2108 WEST LABURNAUM SUITE 300 RICHMOND, VA 23227 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 8.85% |
| BB&T INSURANCE SERVICES, INC.3 | 2108 WEST LABURNAUM SUITE 300 RICHMOND, VA 23227 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $420 | $3K | 10.32% |
| BB&T INSURANCE SERVICES, INC.3 | 2108 WEST LABURNAUM SUITE 300 RICHMOND, VA 23227 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $454 | $2K | 12.85% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES, INC | 2108 WEST LABURNAUM SUITE 300 RICHMOND, VA 23227 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 100.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 502 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 502 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTHKEEPERS INC | 190 | $2.7M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 262 | $130K |
| Life insurance(3 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 534 | $106K |
| Short-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 238 | $66K |
| Long-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 238 | $151K |
| Other(4 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 534 | $122K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 534 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.