| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $753 | — | $753 | 0.69% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $639 | — | $639 | 0.68% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 414 GALLIMORE DAIRY ROAD, SUITE F GREENSBORO, NC 27409 | LIFE INSURANCE COMPANY OF NORTH AMERICA | -$2K | — | -$2K | -2.50% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $550 | — | $550 | 0.68% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13K | — | $13K | 18.08% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $501 | — | $501 | 0.71% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $420 | — | $420 | 0.60% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $55 | — | $55 | 0.70% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $313 | — | $313 | 6.24% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $310 | — | $310 | 6.18% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $463 | — | $463 | 9.56% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $139 | — | $139 | 2.87% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $138 | — | $138 | 2.85% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $263 | — | $263 | 5.48% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $236 | — | $236 | 4.91% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $543 | — | $543 | 11.56% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $542 | — | $542 | 11.54% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $469 | — | $469 | 10.93% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $107 | — | $107 | 2.49% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $106 | — | $106 | 2.47% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $220 | — | $220 | 5.22% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $218 | — | $218 | 5.18% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $210 | — | $210 | 5.42% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $208 | — | $208 | 5.37% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $315 | — | $315 | 8.34% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $242 | — | $242 | 6.41% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $374 | — | $374 | 10.15% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $92 | — | $92 | 2.50% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $92 | — | $92 | 2.50% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $577 | — | $577 | 15.88% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $48 | — | $48 | 1.32% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $48 | — | $48 | 1.32% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $472 | — | $472 | 14.14% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $142 | — | $142 | 4.25% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $141 | — | $141 | 4.22% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $262 | — | $262 | 8.17% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $261 | — | $261 | 8.14% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $213 | — | $213 | 6.97% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $201 | — | $201 | 6.58% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $156 | — | $156 | 5.73% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $155 | — | $155 | 5.69% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $146 | — | $146 | 5.48% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $142 | — | $142 | 5.33% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $219 | — | $219 | 8.45% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $218 | — | $218 | 8.41% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $100 | — | $100 | 5.02% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $99 | — | $99 | 4.97% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $95 | — | $95 | 5.66% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $95 | — | $95 | 5.66% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $71 | — | $71 | 6.34% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $70 | — | $70 | 6.26% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $56 | — | $56 | 5.05% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $54 | — | $54 | 4.87% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $44 | — | $44 | 5.03% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $43 | — | $43 | 4.91% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $170 | — | $170 | 19.59% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.35% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.35% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $43 | — | $43 | 4.96% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $42 | — | $42 | 4.84% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $53 | — | $53 | 10.43% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 2.17% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $22 | — | $22 | 5.14% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $21 | — | $21 | 4.91% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $39 | — | $39 | 9.68% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $38 | — | $38 | 9.43% |
| BENEFITS INC3 Filed as: THE BENEFITS COMPANY INC | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | — | $13 | 5.04% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB AND T INSURANCE SVCS INC | 3605 GLENWOOD AVENUE, SUITE 190 RALEIGH, NC 27612 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | — | $13 | 5.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,342 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,348 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(28 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 167 | $141K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 138 | $31K |
| Vision(2 contracts, 2 carriers) | VISION BENEFITS OF AMERICA | 1,339 | $80K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,342 | $94K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,342 | $80K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,342 | $109K |
| Other(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,342 | $114K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,342 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.