| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE INSURANCE GROUP3 Filed as: INSURANCE SERVICES INC | 414 GALLIMORE DAIRY RD, S GREENSBORO, NC 27409 | OPTIMA HEALTH PLAN | $31K | — | $31K | 1.42% |
| THE INSURANCE GROUP3 Filed as: INSURANCE SERVICES INC. | 414 GALLIMORE DAIRY ROAD SUITE F GREENSBORO, NC 27409 | OPTIMA HEALTH PLAN | $11K | — | $11K | 1.39% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | P. O. BOX 17370 RICHMOND, VA 23226 | DELTA DENTAL OF VIRGINIA | $13K | — | $13K | 4.94% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | PO BOX 896620 CHARLOTTE, NC 28289 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $10K | $2K | $12K | 6.28% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | PO BOX 896620 CHARLOTTE, NC 28289 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $796 | $4K | 6.17% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | $619 | $10K | 16.04% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | 2108 W LABURNUM AVE, SUITE 310 PO BOX17370 RICHMOND, VA 232267370 | AMERITAS LIFE INSURANCE CORP. | $3K | — | $3K | 5.57% |
| MCGRIFF INSURANCE SERVICES INC3 | 1425 SEMINOLE TRAIL 2ND FLOOR CHARLOTTESVILLE, SC 229011417 | AMERITAS LIFE INSURANCE CORP. | $2K | — | $2K | 4.43% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | 47 AIRPARK CT PO BOX 27149 GREENVILLE, SC 296162149 | AMERITAS LIFE INSURANCE CORP. | — | $2K | $2K | 3.54% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | 214 N TYRON ST SUITE 46 CHARLOTTE, NC 28202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11K | — | $11K | 24.35% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY | 3800 FERNANDINA ROAD SUITE 120 COLUMBIA, SC 29210 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 13.08% |
| THE INSURANCE GROUP3 Filed as: INSURANCE SERVICES INC. | 414 GALLIMORE DAIRY RD, S GREENSBORO, NC 27409 | OHIC PPO | $415 | — | $415 | 1.33% |
| THE INSURANCE GROUP3 Filed as: INSURANCE SERVICES INC. | 414 GALLIMORE DAIRY RD, S GREENSBORO, NC 27409 | OHIC PPO | $633 | — | $633 | 2.47% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | PO BOX 896620 CHARLOTTE, NC 28289 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $309 | $26 | $335 | 16.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 596 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 602 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 4 carriers) | OPTIMA HEALTH PLAN | 431 | $3.0M |
| Dental | DELTA DENTAL OF VIRGINIA | 707 | $270K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 866 | $47K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 401 | $59K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 644 | $196K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 192 | $68K |
| Prescription drug(8 contracts, 4 carriers) | OPTIMA HEALTH PLAN | 431 | $3.0M |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 401 | $48K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 866 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.