| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVCIES, INC. | 113 SOUTH WAYNE AVE PO BOX 700 WAYNESBORO, VA 22980 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $20K | — | $20K | 2.94% |
| DEAN B GRIFFITH3 | 510 WINDY RIDGE ROAD FRONT ROYAL, VA 22630 | AFLAC | $3K | $25 | $3K | 7.25% |
| SUSAN WILLIAMS3 | 510 WINDY RIDGE ROAD FRONT ROYAL, VA 22630 | AFLAC | $2K | $9 | $2K | 4.65% |
| ROBERT CARTER3 | 95 BERKSHIRE DRIVE FALLING WATERS, WV 25419 | AFLAC | $478 | $2 | $480 | 1.13% |
| JAMES A TAFT JR3 Filed as: JAMES TAFT JR | 573 CANE RUN ST HARRODSBURG, KY 40330 | AFLAC | $459 | — | $459 | 1.08% |
| JAMES ZOMBRO3 | 170 KENTUCKY LANE BERKELEY SPRINGS, WV 25411 | AFLAC | $363 | — | $363 | 0.86% |
| MIL-LIN INC3 | 1640 W COMMONWEALTH DR FRONT ROYAL, VA 22630 | AFLAC | $263 | — | $263 | 0.62% |
| LARRY W SHOWALTER3 | 2515 EAST MARKET ST SUITE E HARRISONBURG, VA 22801 | AFLAC | $187 | $7 | $194 | 0.46% |
| BONNIE TAFT3 | 573 CANE STREET HARRODSBURG, KY 40330 | AFLAC | $165 | — | $165 | 0.39% |
| MARK WARE3 | 310 SHOREWOOD DRIVE MINERAL, VA 23117 | AFLAC | $106 | — | $106 | 0.25% |
| DAVID MORGAN3 | 906 MERCHANT LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $89 | — | $89 | 0.21% |
| BOYD GLOVER JR3 | 69 MOORCLIFFE LN VERONA, VA 24482 | AFLAC | $88 | — | $88 | 0.21% |
| LEWIS K GATHRIGHT JR3 Filed as: LEWIS GATHRIGHT JR | PO BOX 165 GOOCHLAND, VA 23063 | AFLAC | $79 | — | $79 | 0.19% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES HILL SR | 9701 GAYTON RD STE 6 RICHMOND, VA 23238 | AFLAC | $67 | — | $67 | 0.16% |
| TERRY J SILVERS3 | 100 GREENLEAF DR FLAT ROCK, NC 28731 | AFLAC | $39 | — | $39 | 0.09% |
| DANNY ROSE3 | 150 HAZEL LANE CAPON BRIDGE, WV 26711 | AFLAC | $26 | $8 | $34 | 0.08% |
| THOMAS E HATCHER JR3 Filed as: THOMAS HATCHER JR | 1588 BAYTREE DRIVE HARRELLS, NC 28444 | AFLAC | $33 | — | $33 | 0.08% |
| JUDY L MCCULLOUGH3 Filed as: JUDY MCCULLOUGH | PO BOX 449 FOREST, VA 24551 | AFLAC | $28 | — | $28 | 0.07% |
| ROBERT LONG3 | 308 CIRCLE VIEW ROAD LURAY, VA 22835 | AFLAC | $27 | — | $27 | 0.06% |
| DUANE A ADAMS3 Filed as: DUANE ADAMS | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $20 | — | $20 | 0.05% |
| CHERYL D DAVENPORT3 Filed as: CHERYL DAVENPORT | PO BOX 792744 SAN ANTONIO, TX 78279 | AFLAC | $18 | — | $18 | 0.04% |
| JENNIFER LONG3 | 704 WESTMINSTER LANE VIRGINIA BEACH, VA 23454 | AFLAC | $18 | — | $18 | 0.04% |
| AUBREY W DAMRON3 Filed as: AUBREY DAMRON | 355 STONELEDGE DR ROANOKE, VA 24019 | AFLAC | $15 | — | $15 | 0.04% |
| GEORGE BELCHER3 | PO BOX 761 HARRISONBURG, VA 22803 | AFLAC | $15 | — | $15 | 0.04% |
| RICHARD KRESINSKE3 | 4004 ATLANTIC AVE APT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $15 | — | $15 | 0.04% |
| GREGORY D HILL3 Filed as: GREGORY HILL | 16142 SWALLOWTAIL PL MIDLOTHIAN, VA 23113 | AFLAC | $11 | — | $11 | 0.03% |
| JAMES A STUART3 | 2200 EAST DOUBLEGATE DR ALBANY, GA 31707 | AFLAC | $8 | — | $8 | 0.02% |
| TRAVIS B HAWKINS3 Filed as: TRAVIS HAWKINS | 761 MOSBY ST SW ABINGDON, VA 24210 | AFLAC | $8 | — | $8 | 0.02% |
| CHRISTOPHER PARSONS3 | 193 BEACH ROAD POQUOSON, VA 23662 | AFLAC | $8 | — | $8 | 0.02% |
| THOMAS TAYLOR3 | 298 MAUNEY RD BLAIRSVILLE, GA 30512 | AFLAC | $7 | — | $7 | 0.02% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS H THOMPSON | 13618 LANGFORD DR MIDLOTHIAN, VA 23113 | AFLAC | $5 | — | $5 | 0.01% |
| RICHARD L MARTIN3 | RT 3 BOX 63 DILLWYN, VA 23936 | AFLAC | $5 | — | $5 | 0.01% |
| THOMAS ROBINSON3 | 81 COTTAGE CT GORDONSVILLE, VA 22942 | AFLAC | $5 | — | $5 | 0.01% |
| ELMO HERNDON3 | 111 SKYMONT DR BROADWAY, VA 22815 | AFLAC | $4 | — | $4 | 0.01% |
| JOHN C RASCHELLA3 Filed as: JOHN RASCHELLA | 20301 GRD OAK SH BLVD #118-32 ESTERO, FL 33928 | AFLAC | $4 | — | $4 | 0.01% |
| JOHN V MEYER JR LLC3 | 315 N SANDSTONE LANE BRIDGEWATER, VA 22812 | AFLAC | $4 | — | $4 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: DAVID M BROWN | 2200 GRAYSTONE DR SAINT CHARLES, MO 63303 | AFLAC | $3 | — | $3 | 0.01% |
| MARY LEE NICHOLS3 Filed as: MARY NICHOLS | 3577 A CHAMBLEE TUCKER RD #304 ATLANTA, GA 30341 | AFLAC | $3 | — | $3 | 0.01% |
| AMELIA MORGAN3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $3 | — | $3 | 0.01% |
| SUZANNE G MEEKS3 | 64 MALLORY CIRCLE FISHERSVILLE, VA 22939 | AFLAC | $2 | — | $2 | 0.00% |
| MARK D LUTHER3 Filed as: MARK LUTHER | 804 MOOREFIELD PARK DR STE 205 NORTH CHESTERFIELD, VA 23236 | AFLAC | $2 | — | $2 | 0.00% |
| BB&T INSURANCE SERVICES, INC.3 | 113 SOUTH WAYNE AVE PO BOX 700 WAYNESBORO, VA 22980 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $2K | — | $2K | 5.00% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 328 SOUTH MAIN STREET HARRISONBURG, VA 228013628 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 328 S MAIN ST HARRISONBURG, VA 228013628 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 328 SOUTH MAIN STREET HARRISONBURG, VA 228013628 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $501 | — | $501 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 108 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 111 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 156 | $691K |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 68 | $39K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 108 | $18K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 32 | $5K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 32 | $9K |
| Other(2 contracts, 2 carriers) | AFLAC | 108 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 156 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.