| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCOTT INSURANCE3 | — | QBE INSURANCE | $4K | — | $4K | 0.80% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES A SCOTT & SON, INC. | 1301 OLD GRAVE MILL ROAD LYNCHBURG, VA 24502 | HARTFORD LIFE AND ACCIDENT | $10K | $3K | $13K | 6.83% |
| MICHAEL GLOVER3 | 1262 HADEN PLACE CROZET, VA 22932 | AFLAC | $6K | $161 | $6K | 7.32% |
| BOYD GLOVER JR3 | 69 MOORCLIFFE LANE VERONA, VA 24482 | AFLAC | $3K | $214 | $3K | 3.98% |
| SUSAN COYNER3 | PO BOX 478 WAYNESBORO, VA 22980 | AFLAC | $874 | — | $874 | 1.13% |
| DANA KRUSZ3 | 1415 DOGWOOD ROAD STAUTON, VA 24401 | AFLAC | $652 | — | $652 | 0.84% |
| CRISTAL GALVIN3 | 587 HOWARDSVILLE ROAD STAUNTON, VA 24401 | AFLAC | $647 | — | $647 | 0.83% |
| ROBERT CARTER3 | 95 BERKSHIRE DRIVE FALLING WATERS, WV 25419 | AFLAC | $617 | $28 | $645 | 0.83% |
| WILLIAM LEAP3 | 1356 BLUEWATER ROAD HARRISONBURG, VA 22801 | AFLAC | $591 | $40 | $631 | 0.81% |
| RONALD HEVENER3 | 1146 ADIAL ROAD FABER, VA 22938 | AFLAC | $535 | — | $535 | 0.69% |
| LARRY W SHOWALTER3 | 2515 EAST MARKET STREET SUITE E HARRISONBURG, VA 22801 | AFLAC | $284 | $9 | $293 | 0.38% |
| AIME EDWARDS3 | PO BOX 2625 WINCHESTER, VA 22604 | AFLAC | $257 | — | $257 | 0.33% |
| DAVID MORGAN3 | 906 MERCHANT LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $175 | — | $175 | 0.23% |
| TERRY SILVERS3 | 100 GREENLEAF DRIVE FLAT ROCK, NC 28731 | AFLAC | $141 | — | $141 | 0.18% |
| KENNETH BAILEY3 | 2121 MOUNT TORREY ROAD LYNDHURST, VA 22952 | AFLAC | $129 | — | $129 | 0.17% |
| BONNIE TAFT3 | 573 CANE STREET HARRODSBURG, KY 40330 | AFLAC | $104 | — | $104 | 0.13% |
| THOMAS E HATCHER JR3 Filed as: THOMAS HATCHER JR | 1588 BAYTREE DRIVE HARRELLS, NC 28444 | AFLAC | $92 | — | $92 | 0.12% |
| SALLY BASS PHILLIPS3 Filed as: SALLY PHILLIPS | PO BOX 1618 MECHANICSVILLE, VA 23116 | AFLAC | $82 | — | $82 | 0.11% |
| VICKIE LOSNES3 | 6146 BARTRAM VILLAGE DRIVE JACKSONVILLE, FL 32258 | AFLAC | $78 | — | $78 | 0.10% |
| LEWIS K GATHRIGHT JR3 Filed as: LEWIS GATHRIGHT JR | PO BOX 165 GOOCHLAND, VA 23063 | AFLAC | $61 | — | $61 | 0.08% |
| CHRISTOPHER PARSONS3 | 193 BEACH ROAD POQUOSON, VA 23662 | AFLAC | $57 | — | $57 | 0.07% |
| MARK WARE3 | 310 SHOREWOOD DRIVE MINERAL, VA 23117 | AFLAC | $57 | — | $57 | 0.07% |
| JOSEPH CHIPMAN3 | 2414 CAMPUS VIEW CIRCLE APARTMENT 401 HARRISONBURG, VA 22801 | AFLAC | $53 | — | $53 | 0.07% |
| DUANE A ADAMS3 Filed as: DUANE ADAMS | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $53 | — | $53 | 0.07% |
| STEVEN FITZGERALD3 | 411 SOUTH POPLAR AVENUE #A WAYNESBORO, VA 22980 | AFLAC | $32 | — | $32 | 0.04% |
| FLORENCE A ADAMS3 Filed as: FLORENCE ADAMS | PO BOX 54 PRATTS, VA 22731 | AFLAC | $30 | — | $30 | 0.04% |
| JAMES A TAFT JR3 Filed as: JAMES TAFT JR | 573 CANE RUN STREET HARRODSBURG, KY 40330 | AFLAC | $29 | — | $29 | 0.04% |
| RUSSELL P LASNER3 Filed as: RUSSELL LASNER | 1001 TIMMONY CIRCLE ACCOKEEK, MD 20607 | AFLAC | $26 | — | $26 | 0.03% |
| FAY MARTIN3 | 19220 FOREST ROAD LYNCHBURG, VA 24502 | AFLAC | $21 | — | $21 | 0.03% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES HILL SR | 9701 GAYTON ROAD SUITE 6 RICHMOND, VA 23238 | AFLAC | $20 | — | $20 | 0.03% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LANE NEW LONDON, NC 28127 | AFLAC | $20 | — | $20 | 0.03% |
| THOMAS ROBINSON3 | 81 COTTAGE COURT GORDONSVILLE, VA 22942 | AFLAC | $18 | — | $18 | 0.02% |
| AMELIA MORGAN3 | 1904 ELLIS DRIVE MAIDENS, VA 23102 | AFLAC | $17 | — | $17 | 0.02% |
| DALE BRUMFIELD3 | 17483 LEVEL DRIVE DOSWELL, VA 23047 | AFLAC | $17 | — | $17 | 0.02% |
| RICHARD KRESINSKE3 | 4004 ATLANTIC AVENUE APARTMENT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $17 | — | $17 | 0.02% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (PA), INC | 2600 KELLY ROAD #300 WARRINGTON, PA 18976 | AFLAC | $15 | — | $15 | 0.02% |
| PHYLLIS DAWN HESLEP3 Filed as: PHYLLIS HESLEP | 4805 LAKE BROOK DRIVE GLEN ALLEN, VA 23060 | AFLAC | $13 | — | $13 | 0.02% |
| PAMELA BYERS3 | 10513 WINGED ELM CIRCLE MANASSAS, VA 20110 | AFLAC | $10 | — | $10 | 0.01% |
| SUZANNE G MEEKS3 Filed as: SUZANNE MEEKS | 64 MALLORY CIRCLE FISHERSVILLE, VA 22939 | AFLAC | $10 | — | $10 | 0.01% |
| RUSSELL TINNEY3 | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $9 | — | $9 | 0.01% |
| MARY LEE NICHOLS3 Filed as: MARY NICHOLS | 3577 A CHAMBLEE TUCKER ROAD #304 ATLANTA, GA 30341 | AFLAC | $8 | — | $8 | 0.01% |
| IRUM LE3 | 43388 NOTTINGHAM SQUARE ASHBURN, VA 20147 | AFLAC | $7 | — | $7 | 0.01% |
| GREGORY D HILL3 Filed as: GREGORY HILL | 16142 SWALLOWTAIL PLACE MIDLOTHIAN, VA 23113 | AFLAC | $7 | — | $7 | 0.01% |
| MARK D LUTHER3 Filed as: MARK LUTHER | 804 MOOREFIELD PARK DRIVE SUITE 205 NORTH CHESTERFIELD, VA 23236 | AFLAC | $6 | — | $6 | 0.01% |
| STANLEY C BUKALSKI3 Filed as: STANLEY BUKALSKI | 8004 GARDENWOOD TERRACE RICHMOND, VA 23227 | AFLAC | $6 | — | $6 | 0.01% |
| RONALD E KIRKLAND3 Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $5 | — | $5 | 0.01% |
| JESSICA MCNETT3 | PO BOX 1052 VERONA, VA 24482 | AFLAC | $5 | — | $5 | 0.01% |
| JOSEPH M BRZECZEK3 Filed as: JOSEPH BRZECZEK | 1012 COLLEGE ROAD SUITE 203 DOVER, DE 19904 | AFLAC | $4 | — | $4 | 0.01% |
| MICHAEL MARTIN3 | 6265 SMOKEY RIDGE ROAD ROANOKE, VA 24018 | AFLAC | $4 | — | $4 | 0.01% |
| GEORGE WILLIAMS3 | 208 GRAND PARK BOULEVARD CHARLESTON, SC 29492 | AFLAC | $4 | — | $4 | 0.01% |
| JEFFREY WHITE3 | 8250 PORTERS CROSSING WAY WILMINGTON, NC 28411 | AFLAC | $3 | — | $3 | 0.00% |
| GARY GREENE3 | 1609 WEST ARLINTON BOULEVARD SUITE 102 GREENVILLE, NC 27858 | AFLAC | $3 | — | $3 | 0.00% |
| RYAN DREBING3 | 2112 NORTH ROAN STREET SUITE 702 JOHNSON CITY, TN 37601 | AFLAC | $3 | — | $3 | 0.00% |
| SABRINA ANN PARSONS3 Filed as: SABRINA PARSONS | 193 BEACH ROAD POQUOSON, VA 23662 | AFLAC | $2 | — | $2 | 0.00% |
| TODD SYKES3 | 1274 SILKY WILLOW DRIVE WAKE FOREST, NC 27587 | AFLAC | $2 | — | $2 | 0.00% |
| NICHOLAS WAGNER3 | 4665 HAYGOOD ROAD SUITE 402 VIRGINIA BEACH, VA 23455 | AFLAC | $1 | — | $1 | 0.00% |
| ROY CHILDRESS3 Filed as: ROY MUNSTER | PO BOX 5634 GLEN ALLEN, VA 23058 | AFLAC | $1 | — | $1 | 0.00% |
| SHEILA L RAITCH3 Filed as: SHEILA RAITCH | 5524 LIBER COURT GAINESVILLE, VA 20155 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL WALKER | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL RISKA | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $1 | — | $1 | 0.00% |
| JASON D ELLIS3 Filed as: JASON ELLIS | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL GLOVER3 | 1262 HADEN PLACE CROZET, VA 22932 | AFLAC | $2K | $38 | $2K | 5.93% |
| BOYD GLOVER JR3 | 69 MOORCLIFFE LANE VERONA, VA 24482 | AFLAC | $1K | $47 | $1K | 3.17% |
| SUSAN COYNER3 | PO BOX 478 WAYNESBORO, VA 22980 | AFLAC | $438 | — | $438 | 1.20% |
| DANA KRUSZ3 | 1415 DOGWOOD ROAD STAUNTON, VA 24401 | AFLAC | $394 | — | $394 | 1.08% |
| CRISTAL GALVIN3 | 587 HOWARDSVILLE ROAD STAUNTON, VA 24401 | AFLAC | $394 | — | $394 | 1.08% |
| ROBERT CARTER3 | 95 BERKSHIRE DRIVE FALLING WATERS, WV 25419 | AFLAC | $279 | — | $279 | 0.77% |
| RONALD HEVENER3 | 1146 ADIAL ROAD FABER, VA 22938 | AFLAC | $210 | — | $210 | 0.58% |
| LARRY W SHOWALTER3 Filed as: LARRY WO SHOWALTER | 2515 EAST MARKET STREET SUITE E HARRISONBURG, VA 22801 | AFLAC | $125 | $10 | $135 | 0.37% |
| JORDAN MCCAMMON3 | 228 DYLAN CIRCLE BRIDGEWATER, VA 22812 | AFLAC | $122 | — | $122 | 0.34% |
| DAVID MORGAN3 | 906 MERCHANG LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $99 | — | $99 | 0.27% |
| MARK WARE3 | 310 SHOREWOOD DRIVE MINERAL, VA 23117 | AFLAC | $91 | — | $91 | 0.25% |
| VICKIE LOSNES3 | 6146 BARTRAM VILLAGE DRIVE JACKSONVILLE, FL 32258 | AFLAC | $81 | — | $81 | 0.22% |
| BONNIE TAFT3 | 573 CANE STREET HARRODSBURG, KY 40330 | AFLAC | $80 | — | $80 | 0.22% |
| HEATHER CONLEY3 | 1717 EAST MAIN STREET WAYNESBORO, VA 22980 | AFLAC | $78 | — | $78 | 0.21% |
| DUANE A ADAMS3 Filed as: DUANE ADAMS | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $64 | — | $64 | 0.18% |
| FLORENCE A ADAMS3 Filed as: FLORENCE ADAMS | PO BOX 54 PRATTS, VA 22731 | AFLAC | $49 | — | $49 | 0.13% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS H THOMPSON | 13618 LANGFORD DRIVE MIDLOTHIAN, VA 23113 | AFLAC | $42 | — | $42 | 0.12% |
| CHRISTOPHER PARSONS3 | 193 BEACH ROAD POQUOSON, VA 23662 | AFLAC | $38 | — | $38 | 0.10% |
| THOMAS ROBINSON3 | 81 COTTAGE COURT GORDONSVILLE, VA 22942 | AFLAC | $30 | — | $30 | 0.08% |
| TERRY SILVERS3 | 100 GREENLEAF DRIVE FLAT ROCK, NC 28731 | AFLAC | $30 | — | $30 | 0.08% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES HILL SR | 9701 GAYTON ROAD SUITE 6 RICHMOND, VA 23238 | AFLAC | $26 | — | $26 | 0.07% |
| JAMES A TAFT JR3 Filed as: JAMES TAFT JR | 573 CANE RUN STREET HARRODSBURG, KY 40330 | AFLAC | $22 | — | $22 | 0.06% |
| THOMAS E HATCHER JR3 Filed as: THOMAS HATCHER JR | 1588 BAYTREE DRIVE HARRELLS, NC 28444 | AFLAC | $22 | — | $22 | 0.06% |
| SARAH H MCNEMAR3 Filed as: SARAH MCNEMAR | 1123 PELHAM STREET CULPEPER, VA 22701 | AFLAC | $18 | — | $18 | 0.05% |
| LESLIE I DRAPER3 Filed as: LESLIE DRAPER | 201 WIGGINGTON ROAD LYNCHBURG, VA 24502 | AFLAC | $17 | — | $17 | 0.05% |
| STEVEN FITZGERALD3 | 411 SOUTH POPLAR AVENUE #A WAYNESBORO, VA 22980 | AFLAC | $13 | — | $13 | 0.04% |
| RICHARD L MARTIN3 | ROUTE 3 BOX 63 DILLWYN, VA 23936 | AFLAC | $13 | — | $13 | 0.04% |
| WILLIAM LEAP3 | 1356 BLUEWATER ROAD HARRISONBURG, VA 22801 | AFLAC | $11 | — | $11 | 0.03% |
| RICHARD KRESINSKE3 | 4004 ATLANTIC AVENUE APARTMENT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $10 | — | $10 | 0.03% |
| GREGORY D HILL3 Filed as: GREGORY HILL | 16142 SWALLOWTAIL PLACE MIDLOTHIAN, VA 23113 | AFLAC | $10 | — | $10 | 0.03% |
| WILLIAM MOYER JR3 | PO BOX 332 JACKSON, NC 27845 | AFLAC | $10 | — | $10 | 0.03% |
| JESSICA MCNETT3 | PO BOX 1052 VERONA, VA 24482 | AFLAC | $9 | — | $9 | 0.02% |
| LEWIS K GATHRIGHT JR3 Filed as: LEWIS GATHRIGHT JR | PO BOX 165 GOOCHLAND, VA 23063 | AFLAC | $9 | — | $9 | 0.02% |
| JOSEPH CHIPMAN3 | 2414 CAMPUS VIEW CIRCLE APARTMENT 401 HARRISONBURG, VA 22801 | AFLAC | $7 | — | $7 | 0.02% |
| AMELIA MORGAN3 | 1904 ELLIS DRIVE MAIDENS, VA 23102 | AFLAC | $7 | — | $7 | 0.02% |
| FRANK B YOUNG3 | 122 STANDISH DRIVE CHAPEL HILL, NC 27514 | AFLAC | $6 | — | $6 | 0.02% |
| RUTH P YOUNG3 Filed as: RUTH YOUNG | 677 BERKMAR COURT CHARLOTTESVILLE, VA 22901 | AFLAC | $5 | — | $5 | 0.01% |
| KENNETH BAILEY3 | 2121 MOUNT TORREY ROAD LYNDHURST, VA 22952 | AFLAC | $5 | — | $5 | 0.01% |
| MARK D LUTHER3 Filed as: MARK LUTHER | 804 MOOREFIELD PARK DRIVE SUITE 205 NORTH CHESTERFIELD, VA 23236 | AFLAC | $3 | — | $3 | 0.01% |
| SABRINA ANN PARSONS3 Filed as: SABRINA PARSONS | 193 BEACH ROAD POQUOSON, VA 23662 | AFLAC | $3 | — | $3 | 0.01% |
| RONALD E KIRKLAND3 Filed as: RONALD KIRKLAND | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $2 | — | $2 | 0.01% |
| RUSSELL TINNEY3 | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $2 | — | $2 | 0.01% |
| GEORGE WILLIAMS3 | 208 GRAND PARK BOULEVARD CHARLESTON, SC 29492 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL MARTIN3 | 6285 SMOKEY RIDGE ROAD ROANOKE, VA 24018 | AFLAC | $1 | — | $1 | 0.00% |
| MARY LEE NICHOLS3 Filed as: MARY NICHOLS | 3577 A CHAMBLEE TUCKER ROAD #304 ATLANTA, GA 30341 | AFLAC | $1 | — | $1 | 0.00% |
| NICHOLAS WAGNER3 | 4665 HAYGOOD ROAD SUITE 402 VIRGINIA BEACH, VA 23455 | AFLAC | $1 | — | $1 | 0.00% |
| ROY CHILDRESS3 Filed as: ROY MUNSTER | PO BOX 5634 GLEN ALLEN, VA 23058 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL GLOVER3 Filed as: MICHAEL G GLOVER | 1262 HADEN PLACE CROZET, VA 22932 | AFLAC | $3K | $30 | $3K | 10.26% |
| SARAH E WILLIAMS3 | PO BOX 266 WINDSOR, VA 23487 | AFLAC | $611 | — | $611 | 2.11% |
| ROBERT CARTER3 Filed as: ROBERT P CARTER | 95 BERKSHIRE DRIVE FALLING WATERS, WV 25419 | AFLAC | $395 | $7 | $402 | 1.39% |
| BOYD GLOVER JR3 Filed as: BOYD M GLOVER JR | 69 MOORCLIFFE LANE VERONA, VA 24482 | AFLAC | $332 | — | $332 | 1.15% |
| CARLA OLSEN BRANSON3 | 208 SIMMONS DRIVE SEAFORD, VA 23696 | AFLAC | $324 | — | $324 | 1.12% |
| WILLIAM LEAP3 Filed as: WILLIAM PARKER LEAP | 1356 BLUEWATER ROAD HARRISONBURG, VA 22801 | AFLAC | $156 | $14 | $170 | 0.59% |
| MARY YARBOROUGH3 Filed as: MARY M YARBOROUGH | 4035 HEUTTE DRIVE NORFOLK, VA 23518 | AFLAC | $162 | — | $162 | 0.56% |
| DAVID N MORGAN3 | 906 MERCHANG LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $89 | — | $89 | 0.31% |
| TIFFANY GODLEY SMITH3 Filed as: TIFFANY G SMITH | 311 NAPLES COURT CHESAPEAKE, VA 23322 | AFLAC | $85 | — | $85 | 0.29% |
| SHELLY JEAN HAYES3 | 1113 SONOMA COVE BRANDON, MS 39047 | AFLAC | $75 | — | $75 | 0.26% |
| YARBOROUGH AND YARBOROUGH INC3 | 4035 HEUTTE DRIVE NORFOLK, VA 23518 | AFLAC | $73 | — | $73 | 0.25% |
| JORDAN MCCAMMON3 | 228 DYLAN CIRCLE BRIDGEWATER, VA 22812 | AFLAC | $67 | — | $67 | 0.23% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LANE LEAGUE CITY, TX 77573 | AFLAC | $55 | — | $55 | 0.19% |
| SALLY BASS PHILLIPS3 | PO BOX 1618 MECHANICSVILLE, VA 23116 | AFLAC | $50 | — | $50 | 0.17% |
| SALLY BASS PHILLIPS3 | PO BOX 1618 MECHANICSVILLE, VA 23116 | AFLAC | $45 | — | $45 | 0.16% |
| ROY MANGUM3 Filed as: ROY W MANGUM | 109 GULLAN SMITHFIELD, VA 23430 | AFLAC | $42 | — | $42 | 0.14% |
| NICHOLAS WAGNER3 | 4665 HAYGOOD ROAD SUITE 402 VIRGINIA BEACH, VA 23455 | AFLAC | $38 | — | $38 | 0.13% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NORTHWEST KENNESAW, GA 30152 | AFLAC | $38 | — | $38 | 0.13% |
| HILBERT C SELBY III3 | PO BOX 563 ATLANTIC BEACH, NC 28512 | AFLAC | $34 | — | $34 | 0.12% |
| CHAD T KNAPP3 | 616 PINETREE DRIVE VIRGINIA BEACH, VA 23452 | AFLAC | $34 | — | $34 | 0.12% |
| PHYLLIS DAWN HESLEP3 | 4805 LAKE BROOK DRIVE GLEN ALLEN, VA 23060 | AFLAC | $27 | — | $27 | 0.09% |
| CHRIS LACKS3 | 4558 LITTLE RIDGE LANE CHESTERFIELD, VI 23832 | AFLAC | $26 | — | $26 | 0.09% |
| GEORGE O GREENE3 | 10941 GRANADA ROAD RICHMOND, VA 23235 | AFLAC | $26 | — | $26 | 0.09% |
| GAIL I BEAGLE3 | 323 HUNTS NECK ROAD POQUOSON, VA 23662 | AFLAC | $26 | — | $26 | 0.09% |
| JOSEPH CHIPMAN3 | 2414 CAMPUS VIEW CIRCLE APARTMENT 401 HARRISONBURG, VA 22801 | AFLAC | $18 | — | $18 | 0.06% |
| RICHARD J KRESINSKE3 | 4004 ATLANTIC AVENUE APARTMENT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $17 | — | $17 | 0.06% |
| DUANE A ADAMS3 | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $14 | — | $14 | 0.05% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES R HILL SR | 9701 GAYTON ROAD SUITE 6 RICHMOND, VA 23238 | AFLAC | $14 | — | $14 | 0.05% |
| CHAD T KNAPP3 | 616 PINETREE DRIVE VIRGINIA BEACH, VA 23452 | AFLAC | $13 | — | $13 | 0.04% |
| CHRISTOPHER S LEITCH3 | 9024 HIDDEN NESTS DRIVE MIDLOTHIAN, VA 23112 | AFLAC | $12 | — | $12 | 0.04% |
| NICHOLAS WAGNER3 | 4665 HAYGOOD ROAD SUITE 402 VIRGINIA BEACH, VA 23455 | AFLAC | $12 | — | $12 | 0.04% |
| TERESA BLAKE3 Filed as: TERESA A BLAKE | 3408 CANTURA BLUFF AVENUE NORTH LAS VEGAS, NV 89031 | AFLAC | $11 | — | $11 | 0.04% |
| CHARLES R WHITE LLC3 Filed as: CHARLES W ANDREWS | 12130 WEXWOOD DRIVE RICHMOND, VA 23236 | AFLAC | $10 | — | $10 | 0.03% |
| JAMES VINCENT PETERSEN JR3 | 10736 KNICKERBOCKER AVENUE LAS VEGAS, NV 89166 | AFLAC | $9 | — | $9 | 0.03% |
| RUEANN M EMERSON3 | 11551 NUCKOLS ROAD SUITE P GLEN ALLEN, VA 23059 | AFLAC | $7 | — | $7 | 0.02% |
| MICHAEL FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $7 | — | $7 | 0.02% |
| AMELIA MORGAN3 Filed as: AMELIA KAY MORGAN | 1904 ELLIS DRIVE MAIDENS, VA 23102 | AFLAC | $6 | — | $6 | 0.02% |
| GREGORY D HILL3 | 16142 SWALLOWTAIL PLACE MIDLOTHIAN, VA 23113 | AFLAC | $6 | — | $6 | 0.02% |
| TAMMY A MORGART3 Filed as: TAMMY A SWAIN | 10736 KNICKERBOCKER AVENUE LAS VEGAS, NV 89166 | AFLAC | $4 | — | $4 | 0.01% |
| BENJAMIN O THOMPSON SR3 | 2012 GAMELAW COURT MIDLOTHIAN, VA 23113 | AFLAC | $4 | — | $4 | 0.01% |
| SHEILA L RAITCH3 | 5524 LIBER COURT GAINESVILLE, VA 20155 | AFLAC | $2 | — | $2 | 0.01% |
| RUSSELL TINNEY3 | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $2 | — | $2 | 0.01% |
| JESSICA MCNETT3 | PO BOX 1052 VERONA, VA 24482 | AFLAC | $2 | — | $2 | 0.01% |
| MICHAEL FATHERREE3 | 11876 MOORHEN CIRCLE FORT WORTH, TX 76244 | AFLAC | $1 | — | $1 | 0.00% |
| LINDSEY JO MARTIN3 | 2095 COX COVE CONWAY, AR 72034 | AFLAC | $1 | — | $1 | 0.00% |
| JEANNETTE E FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $1 | — | $1 | 0.00% |
| ROY D MUNSTER3 | PO BOX 5634 GLEN ALLEN, VA 23058 | AFLAC | $1 | — | $1 | 0.00% |
| LINDSEY JO MARTIN3 | PO BOX 421 MENA, AR 71953 | AFLAC | $1 | — | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL A JAIME | 5603 FAIRMEADE WAY LAS VEGAS, NV 89135 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL GLOVER3 Filed as: MICHAEL G GLOVER | 1262 HADEN PLACE CROZET, VA 22932 | AFLAC | $644 | $4 | $648 | 4.97% |
| JESSICA MCNETT3 | PO BOX 1052 VERONA, VA 24482 | AFLAC | $434 | $13 | $447 | 3.43% |
| BOYD GLOVER JR3 Filed as: BOYD M GLOVER JR | 69 MOORCLIFFE LANE VERONA, VA 24482 | AFLAC | $380 | — | $380 | 2.92% |
| CRISTAL GALVIN3 Filed as: CRISTAL P GALVIN | 587 HOWARDSVILLE ROAD STAUNTON, VA 24401 | AFLAC | $183 | — | $183 | 1.40% |
| DANA KRUSZ3 Filed as: DANA L KRUSZ | 1415 DOGWOOD ROAD STAUNTON, VA 24401 | AFLAC | $158 | — | $158 | 1.21% |
| RONALD B HEVENER3 | 1146 ADIAL ROAD FABER, VA 22938 | AFLAC | $156 | — | $156 | 1.20% |
| LINDA P COLEMAN3 Filed as: LINDA COLEMAN | 7920 DEER FIELD DRIVE BROADWAY, VA 22815 | AFLAC | $145 | — | $145 | 1.11% |
| ROBERT CARTER3 Filed as: ROBERT P CARTER | 95 BERKSHIRE DRIVE FALLING WATERS, WV 25419 | AFLAC | $103 | $4 | $107 | 0.82% |
| LARRY W SHOWALTER3 | 2515 EAST MARKET STREET SUITE E HARRISONBURG, VA 22801 | AFLAC | $77 | — | $77 | 0.59% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $35 | — | $35 | 0.27% |
| LEWIS K GATHRIGHT JR3 | PO BOX 165 GOOCHLAND, VA 23063 | AFLAC | $33 | — | $33 | 0.25% |
| JAMES A TAFT JR3 | 573 CANE RUN STREET HARRODSBURG, KY 40330 | AFLAC | $19 | — | $19 | 0.15% |
| BONNIE L TAFT3 | 573 CANE STREET HARRODSBURG, KY 40330 | AFLAC | $18 | — | $18 | 0.14% |
| SUSAN COYNER3 | PO BOX 478 WAYNESBORO, VA 22980 | AFLAC | $16 | — | $16 | 0.12% |
| VICKIE LOSNES3 Filed as: VICKIE Y LOSNES | 6146 BARTRAM VILLAGE DRIVE JACKSONVILLE, FL 32258 | AFLAC | $13 | — | $13 | 0.10% |
| DUANE A ADAMS3 | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $9 | — | $9 | 0.07% |
| THOMAS E HATCHER JR3 | 1588 BAYTREE DRIVE HARRELLS, NC 28444 | AFLAC | $8 | — | $8 | 0.06% |
| CHRISTOPHER PARSONS3 | 193 BEACH ROAD POQUOSON, VA 23662 | AFLAC | $7 | — | $7 | 0.05% |
| TERRY J SILVERS3 | 100 GREENLEAF DRIVE FLAT ROCK, NC 28731 | AFLAC | $4 | — | $4 | 0.03% |
| RICHARD J KRESINSKE3 | 4004 ATLANTIC AVENUE APARTMENT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $4 | — | $4 | 0.03% |
| AMELIA MORGAN3 Filed as: AMELIA KAY MORGAN | 1904 ELLIS DRIVE MAIDENS, VA 23102 | AFLAC | $3 | — | $3 | 0.02% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $2 | — | $2 | 0.02% |
| GEORGE WILLIAMS3 Filed as: GEORGE LOWNDES WILLIAMS | 208 GRAND PARK BOULEVARD CHARLESTON, SC 29492 | AFLAC | $2 | — | $2 | 0.02% |
| MICHAEL R MARTIN3 | 6265 SMOKEY RIDGE ROAD ROANOKE, VA 24018 | AFLAC | $2 | — | $2 | 0.02% |
| MARK D LUTHER3 | 804 MOOREFIELD PARK DRIVE SUITE 205 NORTH CHESTERFIELD, VA 23236 | AFLAC | $1 | — | $1 | 0.01% |
| RUSSELL TINNEY3 | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $1 | — | $1 | 0.01% |
| MICHAEL GLOVER3 Filed as: MICHAEL G GLOVER | 1262 HADEN PLACE CROZET, VA 22932 | AFLAC | $207 | — | $207 | 8.20% |
| REBECCA F SMITH3 | 5040 SADLER PLACE SUITE 110 GLEN ALLEN, VA 23060 | AFLAC | $75 | — | $75 | 2.97% |
| JOLENE F PALMORE3 | 5040 SADLER PLACE SUITE 110 GLEN ALLEN, VA 23060 | AFLAC | $32 | — | $32 | 1.27% |
| PHILLIS DAWN HESLEP3 | 4805 LAKE BROOK DRIVE GLEN ALLEN, VA 23060 | AFLAC | $32 | — | $32 | 1.27% |
| ROBERT CARTER3 Filed as: ROBERT P CARTER | 95 BERKSHIRE DRIVE FALLING WATERS, WV 25419 | AFLAC | $24 | — | $24 | 0.95% |
| ELIZABETH ANNE BUCHANAN3 | 3401 HUNTON RIDGE DRIVE GLEN ALLEN, VA 23059 | AFLAC | $23 | — | $23 | 0.91% |
| WILLIAM KLUCKER3 Filed as: WILLIAM J KLUCKER | 2020 MAGNOLIA GROVE WAY MIDLOTHIAN, VA 23113 | AFLAC | $22 | — | $22 | 0.87% |
| BOYD GLOVER JR3 Filed as: BOYD M GLOVER JR | 69 MOORCLIFFE LANE VERONA, VA 24482 | AFLAC | $20 | — | $20 | 0.79% |
| DAVID N MORGAN3 | 906 MERCHANG LEE PLACE MANAKIN SABOT, VA 23103 | AFLAC | $15 | — | $15 | 0.59% |
| GENIA ANNE TENCH3 | 804 MOOREFIELD PARK DRIVE SUITE 108 RICHMOND, VA 23236 | AFLAC | $15 | — | $15 | 0.59% |
| ELLEN TURTON3 | 64 HARBOR AVENUE FLOOR 2 BRIDGEPORT, CT 06605 | AFLAC | $12 | — | $12 | 0.48% |
| DUANE A ADAMS3 | 11520 NUCKOLS ROAD SUITE 103 GLEN ALLEN, VA 23059 | AFLAC | $4 | — | $4 | 0.16% |
| RICHARD J KRESINSKE3 | 4004 ATLANTIC AVENUE APARTMENT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $3 | — | $3 | 0.12% |
| AMELIA MORGAN3 Filed as: AMELIA KAY MORGAN | 1904 ELLIS DRIVE MAIDENS, VA 23102 | AFLAC | $1 | — | $1 | 0.04% |
| MARK D LUTHER3 | 804 MOOREFIELD PARK DRIVE SUITE 205 NORTH CHESTERFIELD, VA 23236 | AFLAC | $1 | — | $1 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 611 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 21 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 21 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 653 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(5 contracts) | AFLAC | 90 | $158K |
| Vision(5 contracts) | AFLAC | 90 | $158K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 586 | $188K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 586 | $188K |
| Stop-loss / reinsurancereinsurance | QBE INSURANCE | 413 | $519K |
| Other(7 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 586 | $353K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 586 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.