| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SE SUITE 1950 ATLANTA, GA 30339 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $7K | — | $7K | 3.26% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE AGENCY | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY SE SUITE 1950 ATLANTA, GA 303393182 | DELTA DENTAL OF VIRGINIA | $1K | — | $1K | 5.00% |
| RONALD SCHOENHARDT3 | 337 BLUFF CITY HWY STE 201 BRISTOL, TN 37620 | AFLAC | $28 | — | $28 | 5.00% |
| REGINA H FIELDS3 Filed as: REGINA FIELDS | P.O. BOX 3148 BLOUNTVILLE, TN 37617 | AFLAC | $11 | — | $11 | 1.96% |
| KIMBERLY STATEN3 | P.O. BOX 8184 GRAY, TN 37615 | AFLAC | $4 | — | $4 | 0.71% |
| CHARLES F GREER3 Filed as: CHARLES GREER | 2888 ALOMA LAKE RUN SUITE 2300 OVIEDO, FL 32765 | AFLAC | $3 | — | $3 | 0.54% |
| JACKSON D RHODES3 Filed as: JACKSON RHODES | 525 W OAKLAND AVE STE 7 JOHNSON CITY, TN 37604 | AFLAC | $2 | — | $2 | 0.36% |
| ABBIE W COFFMAN3 Filed as: ABBIE COFFMAN | 31 HAWTHORN CIR CROSSVILLE, TN 38555 | AFLAC | $2 | — | $2 | 0.36% |
| KANDI H HECKLER3 Filed as: KANDI HECKLER | 5453 HASELL DR ROCKVALE, TN 37153 | AFLAC | $1 | — | $1 | 0.18% |
| ALAN W MARTIN3 Filed as: ALAN MARTIN | 123 CENTER PARK DR SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $1 | — | $1 | 0.18% |
| STEPHANIE H. DREBING3 Filed as: STEPHANIE DREBING | 221 PERSIMMON LN JONESBOROUGH, TN 37659 | AFLAC | $14 | — | $14 | 2.66% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: W BROWN IV | 2453 MAIN STREET SURGOINSVILLE, TN 37873 | AFLAC | $10 | — | $10 | 1.90% |
| JERRI A SURBER3 Filed as: JERRI SURBER | 813 WEDGEWOOD RD JOHNSON CITY, TN 37604 | AFLAC | $10 | — | $10 | 1.90% |
| RYAN DREBING3 | 2112 N ROAN ST SUITE 702 JOHNSON CITY, TN 37601 | AFLAC | $8 | — | $8 | 1.52% |
| JACKSON D RHODES3 Filed as: JACKSON RHODES | 525 W OAKLAND AVE STE 7 JOHNSON CITY, TN 37604 | AFLAC | $4 | — | $4 | 0.76% |
| DAVID R CHARLES3 Filed as: DAVID CHARLES | 112 E MYRTLE AVE STE 403 JOHNSON CITY, TN 37601 | AFLAC | $4 | — | $4 | 0.76% |
| JAMES J BARBARITO3 Filed as: JAMES BARBARITO | 4 CARRIAGE CT JOHNSON CITY, TN 37604 | AFLAC | $4 | — | $4 | 0.76% |
| KENNETH R MEREDITH3 Filed as: KENNETH MEREDITH | P.O. BOX 13 2113 WEATHERFORD CREEK ROAD LUTTS, TN 38471 | AFLAC | $4 | — | $4 | 0.76% |
| WILLIAM D HEYDEL3 Filed as: WILLIAM HEYDEL | 109 N CASTLE HEIGHTS AVE LEBANON, TN 37087 | AFLAC | $3 | — | $3 | 0.57% |
| ROY W HART3 Filed as: ROY HART | 253 HUCKLEBERRY RD BLUFF CITY, TN 37618 | AFLAC | $3 | — | $3 | 0.57% |
| RONALD H RICHEY3 Filed as: RONALD RICHEY | 4023 LAURAWOOD LN FRANKLIN, TN 37067 | AFLAC | $1 | — | $1 | 0.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 218 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 218 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 351 | $209K |
| Dental | DELTA DENTAL OF VIRGINIA | 387 | $24K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 206 | $43K |
| Other(2 contracts) | AFLAC | 5 | $1K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 387 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.