| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HODGE HART & SCHLEIFER INC3 Filed as: HODGE HART & SCHLEIFER, INC | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, MD 20815 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $5K | $10K | 11.32% |
| HODGE HART & SCHLEIFER INC3 Filed as: HODGE HART & SCHLEIFER, INC | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, MD 20815 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $5K | $10K | 11.51% |
| HODGE HART & SCHLEIFER INC3 Filed as: HODGE HART & SCHLEIFER, INC | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, MD 20815 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $3K | $11K | 15.81% |
| HODGE HART & SCHLEIFER INC3 Filed as: HODGE HART & SCHLEIFER, INC | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, MD 20815 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $4K | $8K | 12.82% |
| HODGE HART & SCHLEIFER INC3 Filed as: HODGE HART & SCHLEIFER, INC | 8401 CONNECTICUT AVENUE SUITE 600 CHEVY CHASE, MD 20815 | MUTUAL OF OMAHA INSURANCE COMPANY | $795 | $498 | $1K | 16.26% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W. 47TH STREET STE 900 KANSAS CITY, MO 64112 | FEDERAL INSURANCE COMPANY | $132 | $0 | $132 | 2.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 480 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 23 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 15 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 518 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 489 | $85K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 480 | $88K |
| Other(5 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 510 | $227K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 510 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.