No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERICAN LEGAL SERVICES EIN 42-1411337 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $255K |
| BENNETT & SHARPE EIN 94-2913732 NONE | Legal; Direct payment from the plan Service code 29 | 2444 MAIN STREET, SUITE 110 FRESNO, CA 93721 | $36K |
| JOHN D. WARD EIN 52-1426236 NONE | Legal; Direct payment from the plan Service code 29 | 2201 N ST., NW SUITE 117 WASHINGTON, DC 20037 | $35K |
| JAMES C. THOMAS, PC EIN 38-2074385 NONE | Legal; Direct payment from the plan Service code 29 | — | $34K |
| KELLY & LEMMONS, PA EIN 41-1228060 NONE | Legal; Direct payment from the plan Service code 29 | 7300 HUDSON BLVD., SUITE 200 ST PAUL, MN 55128 | $34K |
| M. MICHAEL O'STEEN, PA EIN 26-3128798 NONE | Legal; Direct payment from the plan Service code 29 | — | $23K |
| INT'L BROTHERHOOD OF TEAMSTERS EIN 53-0215427 RELATED PARTY | Other fees; Direct payment from the plan Service code 50 | — | $15K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $15K |
| MICHAEL H LAMBERT, PA EIN 59-2211929 NONE | Legal; Direct payment from the plan Service code 29 | — | $12K |
| MARTIN G. WHITE,ESQ NONE | Legal; Direct payment from the plan Service code 29 | 810 FENTRESS COUT, STE 150 DAYTONA BEACH, FL 32117 | $9K |
| THERESE TRUELOVE EIN 51-0522582 NONE | Legal; Direct payment from the plan Service code 29 | 4510 NW 6TH PLACE GAINESVILLE, FL 32607 | $9K |
| HARTMAN CORNELY, PA EIN 59-1935105 NONE | Legal; Direct payment from the plan Service code 29 | — | $7K |
| ALAN BILLER ASSOCIATES INC NONE | Investment management; Direct payment from the plan Service code 28 | 535 MIDDLEFIELD ROAD, SUITE 230 MENLO PARK, CA 94025 | $6K |
| KISSINGER & FELLMAN , PC EIN 84-9756436 NONE | Legal; Direct payment from the plan Service code 29 | 3773 CHERRY CREEK NORTH DRIVE DENVER, CO 80209 | $6K |
| LABOR BENEFITS, LLC EIN 32-0028913 NONE | Direct payment from the plan; Consulting (general) Service code 16 | 1014 SENATE DRIVE, SUITE 233 LANHAM, MD 20706 | $6K |
| E. LEE TURNER, JR EIN 56-2265046 NONE | Legal; Direct payment from the plan Service code 29 | — | $5K |
| KRAUT LAW GROUP EIN 26-3864197 NONE | Legal; Direct payment from the plan Service code 29 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,061 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 9,061 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 9,241 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,241 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.