No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERICAN LEGAL SERVICES EIN 42-1411337 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $210K |
| KELLY & LEMMONS, PA EIN 41-1228060 NONE | Legal; Direct payment from the plan Service code 29 | — | $29K |
| MICHAEL H LAMBERT, PA EIN 59-2211929 NONE | Direct payment from the plan Service code 50 | — | $26K |
| JOHN D. WARD, ATTORNEY AT LAW EIN 52-1426236 NONE | Legal; Direct payment from the plan Service code 29 | — | $25K |
| INT'L BROTHERHOOD OF TEAMSTERS EIN 53-0215427 RELATED PARTY | Other fees; Direct payment from the plan Service code 50 | — | $23K |
| BENNETT, SHARPE, DELAROSA, BENNETT EIN 94-2913732 NONE | Legal; Direct payment from the plan Service code 29 | — | $20K |
| BLUESTONE, ZUNINO, & HAMILTON LLP EIN 77-0551191 NONE | Legal; Direct payment from the plan Service code 29 | — | $17K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $13K |
| M. MICHAEL O'STEEN, P.A. EIN 26-3128798 NONE | Legal; Direct payment from the plan Service code 29 | — | $8K |
| MARTIN G. WHITE,ESQ NONE | Legal; Direct payment from the plan Service code 29 | 10524 MOSS PARK DR, STE 204-143 ORLANDO, FL 32832 | $8K |
| KISSINGER & FELLMAN , PC EIN 84-0857437 NONE | Legal; Direct payment from the plan Service code 29 | — | $6K |
| ALAN BILLER ASSOCIATES INC EIN 94-2854958 NONE | Investment management; Direct payment from the plan Service code 28 | — | $6K |
| LABOR BENEFITS, LLC EIN 32-0028913 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $6K |
| EDELSTEIN & PAYNE EIN 56-1319000 NONE | Legal; Direct payment from the plan Service code 29 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,647 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 4,647 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 4,456 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,456 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.