| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PENTRA LLC3 | TWO VILLANOVA CENTER 795 E. LANCASTER AVE VILLANOVA, PA 19085 | DELTA DENTAL OF DISTRICT OF COLUMBIA | $81K | — | $81K | 3.00% |
| PENTRA LLC3 | 795 E LANCASTER AVE STE 210 VILLANOVA, PA 19085 | METROPOLITAN LIFE INSURANCE COMPANY | $175K | $37K | $212K | 11.77% |
| CREATIVA ASSOCIATES FINANCIAL & INS3 Filed as: CREATIVA ASSOCIATES FINANCIAL | 28470 AVENUE STANFORD SUITE 300 VALENCIA, CA 91355 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $45K | — | $45K | 3.00% |
| PENTRA LLC3 | 795 E LANCASTER AVE SUITE 210 VILLANOVA, PA 190851525 | METROPOLITAN LIFE INSURANCE COMPANY | $153K | — | $153K | 10.33% |
| PENTRA LLC3 | 795 E LANCASTER AVE SUITE 210 VILLANOVA, PA 190851525 | METROPOLITAN LIFE INSURANCE COMPANY | $37K | — | $37K | 10.40% |
| PENTRA LLC3 | TWO VILLANOVA CENTER VILLANOVA, PA 19085 | AETNA LIFE INSURANCE COMPANY AND AFFLIATES | $10K | — | $10K | 3.00% |
| PENTRA LLC3 | 795 E LANCASTER AVE SUITE 210 VILLANOVA, PA 19085 | EYEMED VISON CARE | $13K | — | $13K | 4.95% |
| BENEPLACE, INC.3 Filed as: BENEPLACE LLC | 19495 BISCAYNE BLVD STE 300 C/O ACCOUNTS RECEIVABLE AVENTURA, FL 331802319 | METROPOLITAN LIFE INSURANCE COMPANY | $27K | — | $27K | 11.25% |
| PENTRA LLC3 | 795 E LANCASTER AVE SUITE 210 VILLANOVA, PA 190851525 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $4K | $25K | 11.77% |
| CREATIVA ASSOCIATES FINANCIAL & INS3 Filed as: CREATIVA ASSOCIATES FINANCIAL | 28470 AVENUE STANFORD SUITE 300 VALENCIA, CA 91355 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 3.00% |
| BENEPLACE, INC.3 Filed as: BENEPLACE LLC | 19495 BISCAYNE BLVD STE 300 C/O ACCOUNTS RECEIVABLE AVENTURA, FL 331802319 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $2K | $19K | 18.01% |
| ENTERTAINMENT BENEFITS GROUP, LLC3 | DBA BENEPLACE 19495 BISCAYNE BOULEVARD, SUITE 300 AVENTURA, FL 33180 | METLIFE LEGAL PLANS | $12K | — | $12K | 10.94% |
| BENEPLACE, INC.3 Filed as: BENEPLACE | P.O. BOX 203550 AUSTIN, FL 78720 | METLIFE LEGAL PLANS | $0 | $962 | $962 | 0.90% |
| BENEPLACE, INC.3 Filed as: BENEPLACE INC | C/O ACCOUNTS RECEIVABLE 19495 BISCAYNE BLVD, STE 300 AVENTURA, FL 221802319 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 11.09% |
| PENTRA LLC3 | 795 E LANCASTER AVE, STE 210 VILLANOVA, PA 19085 | HARTFORD FIRE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| PENTRA LLC3 | 795 E. LANCASTER AVENUE, STE 210 VILLANOVA, PA 19085 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 14.16% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 795 E LANCASTER AVE, #210 VILLANOVA, PA 19085 | EYEMED VISION CARE | $472 | — | $472 | 4.94% |
| CREATIVA ASSOCIATES FINANCIAL & INS3 Filed as: CREATIVA ASSOCIATES FINANCIAL | — | CIGNA HEALTH AND LIFE INSURANCE CONPANY | $225 | — | $225 | 3.00% |
| PENTRA LLC3 | 795 E LANCASTER AVE SUITE 210 VILLANOVA, PA 19085 | EYEMED VISION CARE | $112 | — | $112 | 5.25% |
| PENTRA LLC3 | 795 E LANCASTER AVE SUITE 210 VILLANOVA, PA 19085 | EYEMED VISION CARE | $78 | — | $78 | 5.22% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 795 E LANCASTER AVE SUITE 210 VILLANOVA, PA 19085 | EYEMED VISION CARE | $23 | — | $23 | 5.08% |
| PENTRA LLC3 | 795 E LANCASTER AVE SUITE 210 VILLANOVA, PA 19085 | EYEMED VISION CARE | $2 | — | $2 | 2.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,355 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,717 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 209 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,281 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES | 3,032 | $18.6M |
| Dental(5 contracts, 5 carriers) | DELTA DENTAL OF DISTRICT OF COLUMBIA | 6,102 | $4.8M |
| Vision(7 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,025 | $1.8M |
| Life insurance(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 6,979 | $2.0M |
| Long-term disability(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,198 | $1.9M |
| Other(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 6,466 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,979 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.