| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PENTRA LLC3 | TWO VILLANOVA CENTER 795 E. LANCASTER AVE VILLANOVA, PA 19085 | DELTA DENTAL OF DISTRICT OF COLUMBIA | $88K | — | $88K | 3.00% |
| PENTRA LLC3 | 1041 OLD CASSATT RD BERWYN, PA 193121152 | METROPOLITAN LIFE INSURANCE COMPANY | $191K | $25K | $216K | 10.19% |
| CREATIVA ASSOCIATES FINANCIAL & INS3 Filed as: CREATIVA ASSOCIATES FINANCIAL | 28470 AVENUE STANFORD SUITE 300 VALENCIA, CA 91355 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $49K | — | $49K | 2.53% |
| PENTRA LLC3 | 1041 OLD CASSATT RD BERWYN, PA 193121152 | METROPOLITAN LIFE INSURANCE COMPANY | $166K | $5K | $171K | 9.37% |
| PENTRA LLC3 | 1041 OLD CASSATT RD BERWYN, PA 193121152 | METROPOLITAN LIFE INSURANCE COMPANY | $34K | $1K | $35K | 9.40% |
| PENTRA LLC3 | TWO VILLANOVA CENTER VILLANOVA, PA 19085 | AETNA LIFE INSURANCE COMPANY AND AFFLIATES | $10K | — | $10K | 3.02% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 795 E. LANCASTER AVE SUITE 210 VILLANOVA, PA 19085 | EYEMED VISON CARE | $17K | — | $17K | 5.39% |
| BENEPLACE, INC.3 Filed as: BENEPLACE LLC | 19495 BISCAYNE BLVD STE 300 C/O ACCOUNTS RECEIVABLE AVENTURA, FL 331802319 | METROPOLITAN LIFE INSURANCE COMPANY | $44K | $5K | $49K | 16.53% |
| PENTRA LLC3 | 1041 OLD CASSATT RD BERWYN, PA 193121152 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | $3K | $23K | 10.29% |
| ENTERTAINMENT BENEFITS GROUP, LLC3 | DBA BENEPLACE 19495 BISCAYNE BOULEVARD, SUITE 300 AVENTURA, FL 33180 | METLIFE LEGAL PLANS | $14K | $6K | $20K | 12.97% |
| BENEPLACE, INC.3 Filed as: BENEPLACE LLC | 19495 BISCAYNE BLVD STE 300 C/O ACCOUNTS RECEIVABLE AVENTURA, FL 331802319 | METROPOLITAN LIFE INSURANCE COMPANY | $28K | $2K | $30K | 21.05% |
| CREATIVA ASSOCIATES FINANCIAL & INS3 Filed as: CREATIVA ASSOCIATES FINANCIAL | 28470 AVENUE STANFORD SUITE 300 VALENCIA, CA 91355 | DELAWARE AMERICAN LIFE INSURANCE OF AMERICA | $4K | — | $4K | 2.53% |
| BENEPLACE, INC.3 Filed as: BENEPLACE INC | 19495 BISCAYNE BLVD, STE 300 C/O ACCOUNTS RECEIVABLE AVENTURA, FL 331802319 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $2K | $18K | 16.56% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 795 E LANCASTER AVE VILLANOVA, PA 19085 | HARTFORD FIRE INSURANCE COMPANY | $3K | $47 | $3K | 15.25% |
| PENTRA LLC3 | 795 E LANCASTER AVENUE STE 210 VILLANOVA, PA 19085 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 14.26% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 795 E. LANCASTER AVE SUITE 210 VILLANOVA, PA 19085 | EYEMED VISION CARE | $631 | — | $631 | 5.37% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 795 E. LANCASTER AVE SUITE 210 VILLANOVA, PA 19085 | EYEMED VISION CARE | $117 | — | $117 | 5.25% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 795 E. LANCASTER AVE SUITE 210 VILLANOVA, PA 19085 | EYEMED VISION CARE | $104 | — | $104 | 4.79% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 795 E. LANCASTER AVE SUITE 210 VILLANOVA, PA 19085 | EYEMED VISION CARE | $26 | — | $26 | 5.51% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 795 E. LANCASTER AVE SUITE 210 VILLANOVA, PA 19085 | EYEMED VISION CARE | $9 | — | $9 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,933 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,901 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 121 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,955 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | 2,977 | $20.8M |
| Dental(4 contracts, 4 carriers) | DELTA DENTAL OF DISTRICT OF COLUMBIA | 6,559 | $5.5M |
| Vision(7 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,402 | $2.3M |
| Life insurance(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 7,457 | $2.4M |
| Long-term disability(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,569 | $2.3M |
| Other(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 7,834 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,834 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.