See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAREFIRST EIN 53-0078070 NONE | Contract Administrator Service code 13 | — | $294K |
| WILLIS TOWERS WATSON NONE | Actuarial Service code 11 | 901 N. GLEBE ROAD ARLINGTON, VA 22203 | $94K |
| THE SQUIRES GROUP INC NONE | Consulting (general) Service code 16 | 608 MELVIN AVE ANNAPOLIS, MD 21401 | $63K |
| ALERE NONE | Other services Service code 49 | 3200 WINDY HILL ROAD ATLANTA, GA 30339 | $51K |
| GRANT THORNTON LLC EIN 36-6055558 NONE | Accounting (including auditing) Service code 10 | — | $47K |
| DELTA DENTAL EIN 54-0844477 NONE | Contract Administrator Service code 13 | — | $34K |
| BUSINESSOLVER, INC NONE | Other fees Service code 99 | 1025 ASHWORTH ROAD, STE. 101 WEST DES MOINES, IA 50265 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 419 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 419 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CAREFIRST BLUECROSS BLUESHIELD | 551 | $6.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 551 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.