| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, INC. | 1901 ROXBOROUGH RD., SUITE 30 CHARLOTTE, NC 28211 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $118K | — | $118K | 1.75% |
| CORPORATE BENEFITS INC3 Filed as: CORPORATE BENEFITS INC. | P.O. BOX 17975 GREENVILLE, SC 29606 | HARTFORD LIFE AND ACCIDENT - GIANT | $295K | — | $295K | 7.14% |
| KEVIN M STEIN3 Filed as: KEVIN STEIN | 3181 DOGWOOD DR., NW DOVER, OH 44622 | HARTFORD LIFE AND ACCIDENT - GIANT | $295K | — | $295K | 7.14% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES INC. | 1901 ROXBOROUGH RD., SUITE 300 CHAROLOTTE, NC 28211 | HARTFORD LIFE AND ACCIDENT - GIANT | — | $13K | $13K | 0.31% |
| KEVIN M STEIN3 Filed as: KEVIN STEIN | 3181 DOGWOOD DRIVE, NW DOVER, OH 44622 | HM LIFE INSURANCE COMPANY | $118K | — | $118K | 9.92% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES | 1901 ROXBOROUGH RD., SUITE 315 CHARLOTTE, NC 28211 | HM LIFE INSURANCE COMPANY | $118K | — | $118K | 9.90% |
| CORPORATE BENEFITS INC3 Filed as: CORPORATE BENEFITS INC. | P.O. BOX 17975 GREENVILLE, SC 29606 | HM LIFE INSURANCE COMPANY | $168 | — | $168 | 0.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC. | 5701 CARMEL EXECUTIVE PARK DR. SUITE 320 CHARLOTTE, NC 28226 | GUARDIAN | $57K | — | $57K | 10.21% |
| KEVIN M STEIN3 Filed as: KEVIN M. STEIN | 3181 DOGWOOD DR., NW DOVER, OH 44622 | GUARDIAN | $57K | — | $57K | 10.21% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, INC. | 80 INTERNATIONAL DRIVE, SUITE 425 GREENVILLE, SC 29615 | HARTFORD LIFE AND ACCIDENT - PEAPOD | $19K | — | $19K | 11.25% |
| CORPORATE BENEFITS SERVICE, INC.3 Filed as: CORPORATE BENEFIT ADVISONS INC. | P.O. BOX 12089 CHARLOTTE, NC 28220 | HARTFORD LIFE AND ACCIDENT - PEAPOD | — | $895 | $895 | 0.54% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES INC. | SUITE 300 1901 ROXBOROUGH ROAD CHARLOTTE, NC 28211 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 6.43% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES INC. | 1250 S. CAPITAL OF TEXAS HWY BLDG. 2, SUITE 125 AUSTIN, TX 78746 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.93% |
| RAYMOND P NEWSOM3 Filed as: RAYMOND P. NEWSOM | 80 INTERNATIONAL DRIVE, SUITE 425 GREENVILLE, SC 29615 | METROPOLITAN LIFE INSURANCE COMPANY | $4 | — | $4 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 83,794 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 311 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 84,105 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 103,794 | $7.0M |
| Dental(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 29,255 | $20.0M |
| Vision(5 contracts, 3 carriers) | FIDELITY SECURITY LIFE INSURANCE COMPANY - EYEMED VISION CARE | 16,420 | $1.8M |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 29,255 | $16.9M |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT - GIANT | 9,578 | $4.3M |
| Long-term disability(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 29,255 | $14.5M |
| Other(6 contracts, 6 carriers) | AETNA LIFE INSURANCE CO. | 103,794 | $12.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 103,794 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.