| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVE., NE BELLEVUE, WA 98004 | REGENCE BLUESHIELD | — | $3K | $3K | 0.20% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVE., NE BELLEVUE, WA 98004 | DELTA DENTAL OF WASHINGTON | $6K | — | $6K | 5.00% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVE., NE BELLEVUE, WA 98004 | USABLE LIFE | $6K | — | $6K | 12.00% |
| CONNEXION INSURANCE SOLUTIONS3 | P.O. BOX 34315 SEATTLE, WA 98124 | USABLE LIFE | $3K | — | $3K | 6.76% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVE., NE BELLEVUE, WA 98004 | LIFEMAP ASSURANCE COMPANY | $2K | — | $2K | 8.68% |
| PARKER SMITH & FEEK INC.3 | 2233 112TH AVE., NE BELLEVUE, WA 98004 | GUARDIAN | $3K | — | $3K | 13.00% |
| IMA, INC.3 | 3700 CENTERPOINT DRIVE ANCHORAGE, AK 99503 | GUARDIAN | — | $207 | $207 | 0.85% |
| PACIFIC ADVISORS LLC3 | 333 N. INDIAN HILL BLVD. CLAREMONT, CA 91711 | GUARDIAN | $64 | — | $64 | 0.26% |
| BARKER & ASSOCIATES LLC3 | 14623 NE N WOODINVILLE WAY WOODINVILLE, WA 98072 | VISION SERVICE PLAN | $698 | — | $698 | 7.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 209 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 209 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUESHIELD | 147 | $1.4M |
| Dental | DELTA DENTAL OF WASHINGTON | 133 | $116K |
| Vision | VISION SERVICE PLAN | 151 | $9K |
| Life insurance(2 contracts, 2 carriers) | LIFEMAP ASSURANCE COMPANY | 209 | $49K |
| Short-term disability | USABLE LIFE | 204 | $51K |
| Long-term disability | USABLE LIFE | 204 | $51K |
| Prescription drug | REGENCE BLUESHIELD | 147 | $1.4M |
| Other | LIFEMAP ASSURANCE COMPANY | 209 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 209 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.