| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JN SAVASTA CORP3 Filed as: J N SAVASTA CORP | 1350 BROADWAY RM 410 NEW YORK, NY 10018 | RELIANCE STANDARD | $3K | — | $3K | 14.05% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Contract Administrator; Claims processing Service code 12 | — | $118K |
| CAREFIRST PPO EIN 52-1187907 NONE | Other fees; Claims processing Service code 12 | — | $79K |
| AMERICAN HEALTH HOLDING EIN 31-1368946 NONE | Other services Service code 49 | — | $35K |
| SAVASTA & CO. EIN 13-3879959 NONE | Actuarial Service code 11 | — | $32K |
| SEGAL COMPANY EIN 13-1835684 NONE | Investment advisory (plan) Service code 27 | — | $27K |
| KEYPRO ACQUISITIONS, INC. EIN 42-1413902 NONE | Other services Service code 49 | — | $24K |
| MCCHESNEY & DALE EIN 52-1842141 NONE | Legal Service code 29 | — | $15K |
| CALIBRE CPA GROUP EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 601 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 95 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 696 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF PENNSYLVANIA | 1,382 | $329K |
| Vision | FIDELITY SECURITY LIFE INSURANCE (GVS) | 1,457 | $48K |
| Life insurance | RELIANCE STANDARD | 1,502 | $20K |
| Other | RELIANCE STANDARD | 1,502 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,502 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.