See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CARDAY ASSOCIATES, INC EIN 53-0257019 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.7M |
| CAREFIRST BLUE CROSS EIN 53-0078070 NONE | Direct payment from the plan; Other fees Service code 50 | — | $1.1M |
| O'DONOGHUE & O'DONOGHUE EIN 53-0120528 NONE | Legal; Direct payment from the plan Service code 29 | — | $104K |
| OONSP NONE | Other fees; Direct payment from the plan Service code 50 | — | $65K |
| CIGNA HEALTHCARE EIN 06-0303370 NONE | Direct payment from the plan; Other fees Service code 50 | — | $61K |
| GALLAGHER FIDUCIARY ADVISORS EIN 36-4291971 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $47K |
| SALTER & CO, CPA'S EIN 20-8078757 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $46K |
| GAMCO EIN 13-4044521 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $35K |
| LINDQUIST LLP EIN 52-2385296 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $25K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $24K |
| NOVAK BIRKS PC NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 4600 MADISON AVENUE KANSAS CITY, MO 64112 | $8K |
| JIMMY FISH EIN 52-6038498 TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | — | $8K |
| PNC EIN 22-1146430 NONE | Investment management fees paid directly by plan; Soft dollars commissions; Investment management; Custodial (securities) Service code 19 | — | $8K |
| ANTHONY PERRONE EIN 52-6038498 TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | — | $7K |
| GLENN CROUSE EIN 52-6038498 TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | — | $7K |
| KEVIN WHITESEL EIN 52-6038498 NONE | Direct payment from the plan; Trustee (individual) Service code 20 | — | $7K |
| JAMES STEPHENS EIN 52-6038498 NONE | Trustee (individual); Direct payment from the plan Service code 20 | — | $5K |
| AGH BUSINESS ADVISORS, CPA'S EIN 58-2588678 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $5K |
| WELLINGTON MANAGEMENT COMPANY EIN 04-2755549 NONE | Soft dollars commissions; Investment management; Investment management fees paid directly by plan Service code 28 | — | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,773 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,503 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,276 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other(2 contracts, 2 carriers) | HCC LIFE INSURANCE COMPANY - TOKIO MARINE HCC | 4,199 | $658K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,199 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.