No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 25-1694740 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $407K |
| BARR & CAMENS EIN 52-0971705 NONE | Legal; Direct payment from the plan Service code 29 | — | $150K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $101K |
| CAREFIRST BCBS (FLEXLINK) EIN 52-1385894 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $61K |
| CASCO CONSULTANTS EIN 13-3954297 NONE | Consulting (pension); Direct payment from the plan Service code 17 | — | $55K |
| CHARTWELL INVESTMENT PARTNERS EIN 36-4776242 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $52K |
| AHH UTILIZATION MANAGEMENT EIN 31-1368946 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting fees; Direct payment from the plan; Insurance services Service code 15 | — | $48K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $45K |
| CAREFIRST NETLEASE EIN 52-2129786 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $29K |
| ZELIS PAYMENTS, INC. EIN 45-2579291 NONE | Other fees; Direct payment from the plan Service code 50 | — | $22K |
| UNITED HEALTHCARE VISION EIN 36-2739571 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $16K |
| PNC BANK EIN 22-1146430 NONE | Direct payment from the plan; Custodial (other than securities) Service code 18 | — | $14K |
| WELLS FARGO EIN 52-1940739 NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 622 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 142 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 764 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 206 | $27K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 766 | $115K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 206 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 766 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.