| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND | 540 FORT EVANS RD., STE. 301 LEESBURG, VA 20176 | UNITEDHEALTHCARE INSURANCE COMPANY | $18K | $218 | $18K | 4.02% |
| ALLEGEANT LLC3 Filed as: ALLEGEANT, LLC | 1954 GREENSPRING DR., STE. 640 TIMONIUM, MD 21093 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 1.31% |
| KELLY & ASSOCIATES INSURANCE GROUP3 | 1 KELLY WAY SPARKS, MD 21152 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 1.26% |
| MULLANEY ENTERPRISES LLC3 | 5501 TWIN KNOLLS RD., STE. 106 COLUMBIA, MD 21045 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $4K | $12K | 11.22% |
| COLLEEN A VOGAN3 Filed as: COLLEEN VOGAN | 241 TWENG TRAIL LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $24 | $2K | 1.55% |
| KAREN LINDER-STAUBS3 | 2510 PROCTOR LN. BALTIMORE, MD 21234 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $857 | — | $857 | 0.83% |
| MICHELLE ELAINE HILL3 | 14228 BRIARWOOD TER. ROCKVILLE, MD 20853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $372 | — | $372 | 0.36% |
| GREG W WOOLLEY3 Filed as: GREG W. WOOLLEY | 15492 CLIFFVIEW DR. MONTCLAIR, VA 22025 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $197 | — | $197 | 0.19% |
| DOUGLAS A D'ASCOLI3 Filed as: DOUGLAS D'ASCOLI | 35710 CLAMSHELL CIR. SELBYVILLE, DE 19975 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $99 | — | $99 | 0.10% |
| KIMBERLY FERGUSON3 | 168 RIDGEWOOD DR. OAKLAND, MD 21550 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $57 | — | $57 | 0.06% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND | 540 FORT EVANS RD. NE., STE. 301 CENTREVILLE, VA 21617 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $330 | $2K | 11.17% |
| KELLY & ASSOCIATES INSURANCE GROUP3 | 1 KELLY WAY SPARKS, MA 21152 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $932 | $932 | 6.00% |
| ALLEGEANT LLC3 Filed as: ALLEGEANT | 1954 GREENSPRING DR., STE. 640 TIMONIUM, MD 21093 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $459 | — | $459 | 2.95% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND | 540 FORT EVANS RD., STE. 301 LEESBURG, VA 20176 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $57 | $16 | $73 | 11.68% |
| KELLY & ASSOCIATES INSURANCE GROUP3 | 1 KELLY WAY SPARKS, MD 21152 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $37 | $37 | 5.92% |
| ALLEGEANT LLC3 Filed as: ALLEGEANT | 1954 GREENSPRING DR., STE. 640 TIMONIUM, MD 21093 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $18 | — | $18 | 2.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 89 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 89 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 63 | $442K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 89 | $119K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 89 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 89 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.