| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND | 540 FORT EVANS RD., STE. 301 LEESBURG, VA 20176 | UNITEDHEALTHCARE INSURANCE COMPANY | $18K | $218 | $18K | 4.02% |
| ALLEGEANT LLC3 Filed as: ALLEGEANT, LLC | 1954 GREENSPRING DR., STE. 640 TIMONIUM, MD 21093 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 1.31% |
| KELLY & ASSOCIATES INSURANCE GROUP3 | 1 KELLY WAY SPARKS, MD 21152 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 1.26% |
| MULLANEY ENTERPRISES LLC3 | 5501 TWIN KNOLLS RD., STE. 106 COLUMBIA, MD 21045 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $4K | $12K | 11.22% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND | 540 FORT EVANS RD., STE. 304 LEESBURG, VA 21076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | — | $9K | 8.84% |
| REVONDA HOLLOWAY3 | PO BOX 1054 BOWIE, MD 20718 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $831 | $3K | 2.70% |
| GREG W WOOLLEY3 | 15492 CLIFFVIEW DR. MONTCLAIR, VA 22025 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $62 | $2K | 1.98% |
| COLLEEN A VOGAN3 | 241 TWENG TRL. LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $24 | $2K | 1.55% |
| DAVID SCHENKEL JR3 Filed as: DAVID MATCHA | 11870 GRAND PARK AVE., APT. 802 ROCKVILLE, MD 20852 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $99 | $2K | 1.54% |
| KAREN LINDER-STAUBS3 | 2510 PROCTOR LN. BALTIMORE, MD 21234 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $857 | $213 | $1K | 1.04% |
| BROOKE HARMON3 | 70 HENRY LIVINGSTON RD. POMARIA, SC 29126 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $719 | $327 | $1K | 1.02% |
| ALLEGEANT LLC3 | 1954 GREENSPRING DR., STE. 640 TIMONIUM, MD 21093 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $473 | — | $473 | 0.46% |
| MICHELLE ELAINE HILL3 | 14228 BRIARWOOD TER. ROCKVILLE, MD 20853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $372 | — | $372 | 0.36% |
| DOUGLAS A D'ASCOLI3 | 35710 CLAMSHELL CIR. SELBYVILLE, DE 19975 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $99 | — | $99 | 0.10% |
| MARCEY STEESE3 | 247 STEFAN DR., APT 13 CHARLESTON, SC 29412 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | $24 | $59 | 0.06% |
| KIMBERLY FERGUSON3 | 168 RIDGEWOOD DR. OAKLAND, MD 21550 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $57 | — | $57 | 0.06% |
| EMLYN MARSTELLER IV3 Filed as: EMLYN MARSTELLER | 412 SUGARLAND MEADOW DR. HERNDON, VA 20170 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | — | $31 | 0.03% |
| LINDA S SHINN3 | 317 CHURCH ST. PADEN CITY, WV 26159 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | — | $27 | 0.03% |
| JOHN E CUMMINGS3 | 1239 OCEAN SHORE BLVD., APT. 5A ORMOND BEACH, FL 32176 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.01% |
| PAMELA GREGG3 | 15001 SAINT THOMAS CHURCH RD. UPPER MARLBORO, MD 20772 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.01% |
| KELLY & ASSOCIATES INSURANCE GROUP3 | 1 KELLY WAY SPARKS, MD 21152 | CAREFIRST OF MARYLAND, INC. | — | $2K | $2K | 4.68% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND | 540 FORT EVANS RD., STE. 301 LEESBURG, VA 20176 | CAREFIRST OF MARYLAND, INC. | $2K | $492 | $2K | 4.29% |
| ALLEGEANT LLC3 | 9475 DEERECO RD STE 408 TIMONIUM, MD 21093 | CAREFIRST OF MARYLAND, INC. | $630 | — | $630 | 1.27% |
| KELLY & ASSOCIATES INSURANCE GROUP3 Filed as: KELLY & ASSOCIATES INS. GROUP INC. | 1 KELLY WAY SPARKS, MD 21152 | CAREFIRST OF MARYLAND, INC. | — | $2K | $2K | 4.68% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND LLC | 540 FORT EVANS RD. NE, STE 301 LEESBURG, VA 20176 | CAREFIRST OF MARYLAND, INC. | $2K | $492 | $2K | 4.29% |
| ALLEGEANT LLC3 | 9475 DEERECO RD., STE. 408 TIMONIUM, MD 21093 | CAREFIRST OF MARYLAND, INC. | $630 | — | $630 | 1.27% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND | 540 FORT EVANS RD. NE., STE. 301 CENTREVILLE, VA 21617 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $330 | $2K | 11.17% |
| KELLY & ASSOCIATES INSURANCE GROUP3 | 1 KELLY WAY SPARKS, MA 21152 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $932 | $932 | 6.00% |
| ALLEGEANT LLC3 Filed as: ALLEGEANT | 1954 GREENSPRING DR., STE. 640 TIMONIUM, MD 21093 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $459 | — | $459 | 2.95% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND | 540 FORT EVANS RD., STE. 301 LEESBURG, VA 20176 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $57 | $16 | $73 | 11.68% |
| KELLY & ASSOCIATES INSURANCE GROUP3 | 1 KELLY WAY SPARKS, MD 21152 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $37 | $37 | 5.92% |
| ALLEGEANT LLC3 Filed as: ALLEGEANT | 1954 GREENSPRING DR., STE. 640 TIMONIUM, MD 21093 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $18 | — | $18 | 2.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 89 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 89 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 63 | $442K |
| Dental(2 contracts) | CAREFIRST OF MARYLAND, INC. | 154 | $99K |
| Vision(2 contracts) | CAREFIRST OF MARYLAND, INC. | 154 | $99K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 89 | $16K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 77 | $103K |
| Other(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 89 | $119K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 154 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.