| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FOSTERTHOMAS, INC.3 Filed as: FOSTERTHOMAS, INC | 181 HARRY S TRUMAN PARKWAY SUITE 110 ANNAPOLIS, MD 21401 | GROUP HOSPITALIZATION MEDICAL SERVICES, INC | $274 | $149K | $150K | 4.65% |
| EBCA5 | 1410 SPRING HILL RD SUITE 150 MCLEAN, VA 22102 | GROUP HOSPITALIZATION MEDICAL SERVICES, INC | $0 | $18K | $18K | 0.54% |
| FOSTERTHOMAS, INC.3 Filed as: FOSTERTHOMAS INC | 181 HARRY S TRUMAN PARKWAY SUITE 110 ANNAPOLIS, MD 21401 | KAISER FOUNDATION HEALTH PLAN INC | $18K | $0 | $18K | 4.16% |
| FOSTER THOMAS INC3 | 181 HARRY S TRUMAN PARKWAY SUITE 110 ANNAPOLIS, MD 21401 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $20K | $0 | $20K | 4.72% |
| FOSTERTHOMAS, INC.3 Filed as: FOSTERTHOMAS INC | 181 HARRY S TRUMAN PARKWAY SUITE 110 ANNAPOLIS, MD 21401 | KAISER FOUNDATION HEALTH PLAN INC | $10K | $0 | $10K | 3.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 368 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 368 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | GROUP HOSPITALIZATION MEDICAL SERVICES, INC | 232 | $4.3M |
| Vision | GROUP HOSPITALIZATION MEDICAL SERVICES, INC | 232 | $3.2M |
| Prescription drug | GROUP HOSPITALIZATION MEDICAL SERVICES, INC | 232 | $3.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 232 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.