| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ISI OF MARYLAND LLC3 | 170 JENNIFER RD., STE. 130 ANNAPOLIS, MA 21401 | UNITEDHEALTHCARE INSURANCE COMPANY | $30K | $162 | $30K | 2.07% |
| HILB GROUP OF NEW ENGLAND3 Filed as: THE HILB GROUP OF MARYLAND | 1700 SCIENCE DR., STE. 210 BOWIE, MD 20716 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.36% |
| ISI OF MARYLAND LLC3 Filed as: ISI OF MARYLAND | 170 JENNIFER RD., STE. 130 ANNAPOLIS, MD 21401 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $10K | — | $10K | 8.22% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND, LLC | THREE NOTCH RD., STE. B CALIFORNIA, MD 20619 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $4K | — | $4K | 3.66% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND LLC | 204 CATOCTIN CIRCLE SE LEESBURG, VA 20175 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $4K | $10K | 19.11% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND, LLC | 204 CATOCTIN CIRCLE SE LEESBURG, VA 20175 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $3K | $8K | 19.12% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND LLC | 204 CATOCTIN CIRCLE SE LEESBURG, VA 20175 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $7K | 18.73% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND LLC | 204 CATOCTIN CIRCLE SE LEESBURG, VA 20175 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 19.13% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF MARYLAND LLC | 118 EDENDERRY AVE. CENTREVILLE, MD 21617 | EYEMED VISION CARE | $2K | — | $2K | 6.43% |
| KELLY & ASSOCIATES INSURANCE GROUP5 Filed as: KELLY & ASSOCIATES | 1 KELLY WAY SPARKS, MD 21152 | EYEMED VISION CARE | — | $638 | $638 | 2.70% |
| ISI OF MARYLAND LLC3 Filed as: ISI OF MARYLAND | 170 JENNIFER RD., STE. 130 ANNAPOLIS, MD 21401 | EYEMED VISION CARE | $99 | — | $99 | 0.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 156 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 235 | $1.5M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 125 | $119K |
| Vision | EYEMED VISION CARE | 360 | $24K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 156 | $67K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 156 | $54K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 156 | $42K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 156 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 360 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.