| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: WALSH DUFFIELD COMPANIES INC | 726 EXCHANGE ST STE 200 BUFFALO, NY 14210 | HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. | $56K | $0 | $56K | 2.57% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: WALSH DUFFIELD COMPANIES INC | 726 EXCHANGE ST STE 200 BUFFALO, NY 14210 | COMMUNITY INSURANCE COMPANY | $28K | $0 | $28K | 1.91% |
| BROKERNET INC3 | 110 NORTHWOODS BLVD STE C COLUMBUS, OH 43235 | COMMUNITY INSURANCE COMPANY | $9K | $9K | $19K | 1.29% |
| MARTHINSEN & SALVITTI INSURANCE GRO3 Filed as: MARTHINSEN & SALVITTI INSURANCE GRP | 140 PARK AVE WALSHINGTON, PA 15301 | UPMC HEALTH OPTIONS | $28K | $0 | $28K | 3.47% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: WALSH DUFFIELD COMPANIES INC | 726 EXCHANGE ST STE 200 BUFFALO, NY 14210 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $5K | $859 | $6K | 5.82% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R NELLIGAN & ASSOCIATES | 1933 STATE ROUTE 35 STE 368 WALL, NJ 07719 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $0 | $5K | $5K | 5.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: WALSH DUFFIELD COMPANIES INC | 726 EXCHANGE ST STE 200 BUFFALO, NY 14210 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 7.42% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1933 STATE ROUTE 35 STE 368 WALL, NJ 07719 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $374 | $2K | 6.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 474 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 474 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. | 251 | $4.5M |
| Dental(2 contracts, 2 carriers) | COMMUNITY INSURANCE COMPANY | 198 | $1.5M |
| Vision | VISION SERVICE PLAN | 214 | $31K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 474 | $30K |
| Prescription drug | HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. | 251 | $2.2M |
| Other(2 contracts, 2 carriers) | HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. | 474 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 474 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.