| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AFFILIATED AGENCIES LLC3 | 5925 MERIDIAN BLVD. SUITE 300 BRIGHTON, MI 48116 | PRINCIPAL LIFE INSURANCE COMPANY | $95K | $12K | $107K | 9.13% |
| STRATEGIC ENROLLMENT SERVICES INC.3 Filed as: STRATEGIC ENROLLMENT SERVICES | 245 BARCLAY CIRCLE SUITE 200 ROCHESTER HILLS, MI 48307 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $48K | — | $48K | 19.20% |
| STRATEGIC ENROLLMENT SERVICES INC.3 Filed as: STRATEGIC ENROLLMENT SERVICES | 1205 LOUISIANA AVENUE SUITE 441 PERRYSBURG, OH 43552 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $44K | — | $44K | 17.71% |
| STRATEGIC ENROLLMENT SERVICES INC.4 Filed as: STRATEGIC ENROLLMENT SERVICES | 245 BARCLAY CIRCLE SUITE 200 ROCHESTER HILLS, MI 48307 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $49K | — | $49K | 19.73% |
| STRATEGIC ENROLLMENT SERVICES INC.4 Filed as: STRATEGIC ENROLLMENT SERVICES | 1205 LOUISIANA AVENUE SUITE 441 PERRYSBURG, OH 43552 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $48K | — | $48K | 19.48% |
| AFFILIATED AGENCIES LLC3 Filed as: AFFILIATED AGENCIES, LLC | 5925 MERIDAN BLVD. SUITE 300 BRIGHTON, MI 48116 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $2K | — | $2K | 2.80% |
| CAMBRIDGE CONSULTING GROUP LLC3 Filed as: CAMBRIDGE CONSULTING GROUP, LLC | 101 W. BIG BEAVER SUITE 600 TROY, MI 48084 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $723 | — | $723 | 0.96% |
| AFFILIATED AGENCIES LLC3 | SUITE 300 5925 MERIDIAN BLVD. BRIGHTON, MI 48116 | STARMOUNT LIFE INSURANCE COMPANY | $5K | — | $5K | 7.87% |
| CAMBRIDGE CONSULTING GROUP LLC3 | SUITE 600 101 WEST BIG BEAVER TROY, MI 48084 | STARMOUNT LIFE INSURANCE COMPANY | $1K | — | $1K | 1.73% |
| ALI C SANDERS4 Filed as: ALI SANDERS | APT. 336 37586 FOUNTAIN PARK CIR WESTLAND, MI 48185 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $3K | — | $3K | 9.86% |
| STRATEGIC BENEFITS4 Filed as: STRATEGIC SERVICES, INC. | SUITE 200 245 BARCLAY CIR ROCHESTER HILLS, MI 48307 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $1K | — | $1K | 3.75% |
| ANTHONY JOSEPH MOTTER4 Filed as: ANTHONY M. LLOYD INC. DBA STRATEGIC | SUITE 201 11201 SANDUSKY STREET PERRYSBURG, OH 43551 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $871 | — | $871 | 2.95% |
| SHARLA T. PATRICK4 | APT. B 4306 ANDREWS STREET CHARLESTON, SC 29418 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $380 | — | $380 | 1.29% |
| DENNIS W MCVITTIE JR4 Filed as: DENNIS W. MCVITTIE JR. | 4110 IVYWOOD LANE PLYMOUTH, MI 48170 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $178 | — | $178 | 0.60% |
| WILLIAM C. BYRD4 | 18161 FILMORE STREET SOUTHFIELD, MI 48075 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $98 | — | $98 | 0.33% |
| STEVEN J BARNES4 Filed as: STEVEN J. BARNES | 1252 SANDUSKY STREET ASHLAND, OH 44805 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $48 | — | $48 | 0.16% |
| RACHAEL LINDSAY ROSE4 | 7148 LAVENDER LANE WATERFORD, MI 48327 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $20 | — | $20 | 0.07% |
| ALI C SANDERS4 Filed as: ALI SANDERS | APT. 336 37586 FOUNTAIN PARK CIR WESTLAND, MI 48185 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $1K | — | $1K | 8.65% |
| STRATEGIC BENEFITS4 Filed as: STRATEGIC SERVICES, INC. | SUITE 200 245 BARCLAY CIR ROCHESTER HILLS, MI 48307 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $983 | — | $983 | 5.83% |
| ANTHONY JOSEPH MOTTER4 Filed as: ANTHONY M. LLOYD INC. DBA STRATEGIC | SUITE 201 11201 SANDUSKY STREET PERRYSBURG, OH 43551 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $761 | — | $761 | 4.51% |
| SHARLA T. PATRICK4 | APT. B 4306 ANDREWS STREET CHARLESTON, SC 29418 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $247 | — | $247 | 1.46% |
| DENNIS W MCVITTIE JR4 Filed as: DENNIS W. MCVITTIE JR. | 4110 IVYWOOD LANE PLYMOUTH, MI 48170 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $192 | — | $192 | 1.14% |
| RACHAEL LINDSAY ROSE4 | 7148 LAVENDER LANE WATERFORD, MI 48327 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $13 | — | $13 | 0.08% |
| STRATEGIC BENEFITS4 Filed as: STRATEGIC SERVICES, INC. | SUITE 200 245 BARCLAY CIR ROCHESTER HILLS, MI 48307 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $3K | — | $3K | 23.53% |
| ANTHONY JOSEPH MOTTER4 Filed as: ANTHONY M. LLOYD INC. DBA STRATEGIC | SUITE 201 11201 SANDUSKY STREET PERRYSBURG, OH 43551 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $2K | — | $2K | 18.04% |
| ALI C SANDERS4 Filed as: ALI SANDERS | APT. 336 37586 FOUNTAIN PARK CIR WESTLAND, MI 48185 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $709 | — | $709 | 5.55% |
| DENNIS W MCVITTIE JR4 Filed as: DENNIS W. MCVITTIE JR. | 4110 IVYWOOD LANE PLYMOUTH, MI 48170 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $241 | — | $241 | 1.89% |
| ANTHONY JOSEPH MOTTER4 Filed as: ANTHONY M. LLOYD INC. DBA STRATEGIC | SUITE 201 11201 SANDUSKY STREET PERRYSBURG, OH 43551 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $228 | — | $228 | 1.78% |
| STRATEGIC BENEFITS4 Filed as: STRATEGIC SERVICES, INC. | SUITE 200 245 BARCLAY CIR ROCHESTER HILLS, MI 48307 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $227 | — | $227 | 1.78% |
| BETH TAYLOR4 | APT. 1906 2252 BEACH DRIVE GULFPORT, MS 39507 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $122 | — | $122 | 0.95% |
| TIMMER HALLIGAN4 | 720 BRIARCLIFF DRIVE MINOOKA, IL 60447 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $120 | — | $120 | 0.94% |
| BRIAN FEEHELEY4 | P.O. BOX 710 RINGGOLD, LA 71068 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $91 | — | $91 | 0.71% |
| MELONY DAVIS - KNAB4 Filed as: MELONY DAVIS-KNAB | 210 S. RANGE AVENUE DENHAM SPRINGS, LA 70726 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $38 | — | $38 | 0.30% |
| LORI ABRAMSON4 | 1055 SHERBROOKE STREET COMMERCE TOWNSHIP, MI 48382 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $35 | — | $35 | 0.27% |
| ALI C SANDERS4 Filed as: ALI SANDERS | APT. 336 37586 FOUNTAIN PARK CIR WESTLAND, MI 48185 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $1K | — | $1K | 11.16% |
| ANTHONY JOSEPH MOTTER4 Filed as: ANTHONY M. LLOYD INC. DBA STRATEGIC | SUITE 201 11201 SANDUSKY STREET PERRYSBURG, OH 43551 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $558 | — | $558 | 4.90% |
| STRATEGIC BENEFITS4 Filed as: STRATEGIC SERVICES, INC. | SUITE 200 245 BARCLAY CIR ROCHESTER HILLS, MI 48307 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $509 | — | $509 | 4.47% |
| RACHAEL LINDSAY ROSE4 | 7148 LAVENDER LANE WATERFORD, MI 48327 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $33 | — | $33 | 0.29% |
| DENNIS W MCVITTIE JR4 Filed as: DENNIS W. MCVITTIE JR. | 4110 IVYWOOD LANE PLYMOUTH, MI 48170 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $22 | — | $22 | 0.19% |
| ALI C SANDERS4 Filed as: ALI SANDERS | APT. 336 37586 FOUNTAIN PARK CIR WESTLAND, MI 48185 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $543 | — | $543 | 6.52% |
| ANTHONY JOSEPH MOTTER4 Filed as: ANTHONY M. LLOYD INC. DBA STRATEGIC | SUITE 201 11201 SANDUSKY STREET PERRYSBURG, OH 43551 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $282 | — | $282 | 3.38% |
| STRATEGIC BENEFITS4 Filed as: STRATEGIC SERVICES, INC. | SUITE 200 245 BARCLAY CIR ROCHESTER HILLS, MI 48307 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $260 | — | $260 | 3.12% |
| DENNIS W MCVITTIE JR4 Filed as: DENNIS W. MCVITTIE JR. | 4110 IVYWOOD LANE PLYMOUTH, MI 48170 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $220 | — | $220 | 2.64% |
| RACHAEL LINDSAY ROSE4 | 7148 LAVENDER LANE WATERFORD, MI 48327 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $33 | — | $33 | 0.40% |
| STRATEGIC BENEFITS4 Filed as: STRATEGIC SERVICES, INC. | SUITE 200 245 BARCLAY CIR ROCHESTER HILLS, MI 48307 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $1K | — | $1K | 22.94% |
| ANTHONY JOSEPH MOTTER4 Filed as: ANTHONY M. LLOYD INC. DBA STRATEGIC | SUITE 201 11201 SANDUSKY STREET PERRYSBURG, OH 43551 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $846 | — | $846 | 18.50% |
| SHARLA T. PATRICK4 | APT. B 4306 ANDREWS STREET CHARLESTON, SC 29418 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $12 | — | $12 | 0.26% |
| ALI C SANDERS4 Filed as: ALI SANDERS | APT. 336 37586 FOUNTAIN PARK CIR WESTLAND, MI 48185 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $310 | — | $310 | 9.71% |
| ANTHONY JOSEPH MOTTER4 Filed as: ANTHONY M. LLOYD INC. DBA STRATEGIC | SUITE 201 11201 SANDUSKY STREET PERRYSBURG, OH 43551 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $307 | — | $307 | 9.62% |
| STRATEGIC BENEFITS4 Filed as: STRATEGIC SERVICES, INC. | SUITE 200 245 BARCLAY CIR ROCHESTER HILLS, MI 48307 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $173 | — | $173 | 5.42% |
| DENNIS W MCVITTIE JR4 Filed as: DENNIS W. MCVITTIE JR. | 4110 IVYWOOD LANE PLYMOUTH, MI 48170 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $34 | — | $34 | 1.07% |
| RACHAEL LINDSAY ROSE4 | 7148 LAVENDER LANE WATERFORD, MI 48327 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $33 | — | $33 | 1.03% |
| ALI C SANDERS4 Filed as: ALI SANDERS | APT. 336 37586 FOUNTAIN PARK CIR WESTLAND, MI 48185 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $328 | — | $328 | 11.61% |
| LORI ABRAMSON4 | 1055 SHERBROOKE STREET COMMERCE TOWNSHIP, MI 48382 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $33 | — | $33 | 1.17% |
| STRATEGIC BENEFITS4 Filed as: STRATEGIC SERVICES, INC. | SUITE 200 245 BARCLAY CIR ROCHESTER HILLS, MI 48307 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $12 | — | $12 | 0.42% |
| RACHAEL LINDSAY ROSE4 | 7148 LAVENDER LANE WATERFORD, MI 48327 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $6 | — | $6 | 0.21% |
| STRATEGIC BENEFITS4 Filed as: STRATEGIC SERVICES, INC. | SUITE 200 245 BARCLAY CIR ROCHESTER HILLS, MI 48307 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $282 | — | $282 | 26.18% |
| ANTHONY JOSEPH MOTTER4 Filed as: ANTHONY M. LLOYD INC. DBA STRATEGIC | SUITE 201 11201 SANDUSKY STREET PERRYSBURG, OH 43551 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $199 | — | $199 | 18.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,299 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,299 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 138 | $59K |
| Vision | BLUE CROSS BLUE SHIELD OF MICHIGAN | 923 | $75K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 2,299 | $1.2M |
| Short-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 622 | $494K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 2,299 | $1.2M |
| Other(10 contracts) | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | 95 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,299 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.