| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SAFEGUARD GROUP INC3 Filed as: SAFEGUARD GROUP INC. | 100 GRANITE DR STE 205 MEDIA, PA 190635134 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $305 | $2K | 10.35% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 100 GRANITE DR, STE 205 MEDIA, PA 19063 | METROPOLITAN LIFE INSURANCE COMPANY | $193 | $0 | $193 | 1.06% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE SERVICES L | 100 GRANITE DRIVE, # 205 MEDIA, PA 19063 | RELIANCE STANDARD | $2K | $0 | $2K | 11.00% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES | 1933 SR 35, STE 368 WALL, NJ 07719 | RELIANCE STANDARD | $738 | $0 | $738 | 4.99% |
| TRUE NETWORK OF ADVISORS LLC3 Filed as: TRUE NETWORK OF ADVISORS | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | RELIANCE STANDARD | $0 | $130 | $130 | 0.88% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE SERVICES L | 100 GRANITE DRIVE, # 205 MEDIA, PA 19063 | RELIANCE STANDARD | $2K | $0 | $2K | 15.00% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN & ASSOCIATES | 1933 SR 35, STE 368 WALL, NJ 07719 | RELIANCE STANDARD | $694 | $0 | $694 | 4.99% |
| TRUE NETWORK OF ADVISORS LLC3 Filed as: TRUE NETWORK OF ADVISORS | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | RELIANCE STANDARD | $0 | $123 | $123 | 0.88% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE SERVICES,L | 100 GRANITE DRIVE STE 205 MEDIA, PA 19063 | EYEMED VISION CARE | $496 | $0 | $496 | 11.02% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK OF DELAWARE EIN 51-0020405 ADMIN | Claims processing Service code 12 | — | $27K |
| PATRIOT (THE SAFEGARD GROUP, INC.) EIN 23-2755894 BROKER | Insurance agents and brokers Service code 22 | — | $23K |
| THE BENECON GROUP, LLC EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $11K |
| CONNECTCARE3 EIN 26-1768616 PATIENT ADVOCATE | Other services Service code 49 | — | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 48 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 48 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 94 | $18K |
| Vision | EYEMED VISION CARE | 48 | $4K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 94 | $18K |
| Short-term disability | RELIANCE STANDARD | 85 | $15K |
| Long-term disability | RELIANCE STANDARD | 85 | $14K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 40 | $123K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 94 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 94 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.