| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS | 12980 METCALF, SUITE 500 OVERLAND PARK, KS 66213 | BLUE CROSS AND BLUE SHIELD OF KANSAS CITY | $8K | $12K | $20K | 2.48% |
| IMA, INC.3 | 51 CORPORATE WOODS 9393 WEST 110TH STREET, SUITE 600 OVERLAND PARK, KS 66210 | BLUE CROSS AND BLUE SHIELD OF KANSAS CITY | $6K | — | $6K | 0.68% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS | 12980 METCALF, SUITE 500 OVERLAND PARK, KS 66213 | DELTA DENTAL OF KANSAS, INC. | $5K | — | $5K | 4.95% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUE CROSS BLUE SHIELD OF KC | 2301 MAIN STREET KANSAS CITY, MO 64108 | USABLE LIFE | $5K | $404 | $5K | 19.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS | 12980 METCALF, SUITE 500 OVERLAND PARK, KS 66213 | USABLE LIFE | $1K | — | $1K | 4.27% |
| IMA, INC.3 | 9393 WEST 110TH STREET, SUITE 600 OVERLAND PARK, KS 66210 | USABLE LIFE | $490 | — | $490 | 1.73% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUE CROSS BLUE SHIELD OF KC | 2301 MAIN STREET KANSAS CITY, MO 64108 | USABLE LIFE | $4K | $358 | $5K | 19.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS | 12980 METCALF, SUITE 500 OVERLAND PARK, KS 66213 | USABLE LIFE | $1K | — | $1K | 4.30% |
| IMA, INC.3 | 9393 WEST 110TH STREET, SUITE 600 OVERLAND PARK, KS 66210 | USABLE LIFE | $426 | — | $426 | 1.70% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUE CROSS BLUE SHIELD OF KC | 2301 MAIN STREET KANSAS CITY, MO 64108 | USABLE LIFE | $2K | $356 | $3K | 11.13% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS | 12980 METCALF, SUITE 500 OVERLAND PARK, KS 66213 | USABLE LIFE | $1K | — | $1K | 4.29% |
| IMA, INC.3 | 9393 WEST 110TH STREET, SUITE 600 OVERLAND PARK, KS 66210 | USABLE LIFE | $424 | — | $424 | 1.71% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS | 12980 METCALF, SUITE 500 OVERLAND PARK, KS 66213 | USABLE LIFE | $172 | — | $172 | 10.53% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUE CROSS BLUE SHIELD OF KC | 2301 MAIN STREET KANSAS CITY, MO 64108 | USABLE LIFE | $163 | — | $163 | 9.98% |
| IMA, INC.3 | 9393 WEST 110TH STREET, SUITE 600 OVERLAND PARK, KS 66210 | USABLE LIFE | $73 | — | $73 | 4.47% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS | 12980 METCALF, SUITE 500 OVERLAND PARK, KS 66213 | USABLE LIFE | $14 | — | $14 | 10.77% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUE CROSS BLUE SHIELD OF KC | 2301 MAIN STREET KANSAS CITY, MO 64108 | USABLE LIFE | $13 | — | $13 | 10.00% |
| IMA, INC.3 | 9393 WEST 110TH STREET, SUITE 600 OVERLAND PARK, KS 66210 | USABLE LIFE | $5 | — | $5 | 3.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 159 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS CITY | 270 | $814K |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF KANSAS, INC. | 280 | $95K |
| Life insurance(2 contracts) | USABLE LIFE | 155 | $30K |
| Short-term disability | USABLE LIFE | 154 | $25K |
| Long-term disability | USABLE LIFE | 154 | $25K |
| Other(2 contracts) | USABLE LIFE | 155 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 280 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.