| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK EDWARD PARTNERS LLC3 Filed as: MARK EDWARD PARTNERS, LLC | 505 PARK AVENUE NEW YORK, NY 10022 | UNITEDHEALTHCARE INSURANCE COMPANY | $8K | $0 | $8K | 0.20% |
| MARK EDWARD PARTNERS LLC3 Filed as: MARK EDWARD PARTNERS, LLC | 440 ROYAL PALM WAY PALM BEACH, FL 33480 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.06% |
| NATIONAL AGENCY SOLUTIONS LLC3 Filed as: NATIONAL AGENCY SOLUTIONS, LLC | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $14K | — | $14K | 9.99% |
| MARK EDWARD PARTNERS LLC3 Filed as: MARK EDWARD PARTNERS, LLC | 400 ROYAL PALM WAY SUITE 214 PALM BEACH, FL 33480 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $11K | — | $11K | 8.00% |
| EILEEN SANCHEZ MEDINA3 | 5790 SW 51ST STREET MIAMI, FL 33155 | AFLAC | $384 | $0 | $384 | 2.63% |
| ELIZABETH BOWDRING AND OTHER AGENTS3 | 8617 FORT HUNT ROAD ALEXANDRIA, VA 22308 | AFLAC | $302 | $0 | $302 | 2.07% |
| CINDY K CORVI3 Filed as: CINDY K. CORVI | 24240 GALLBERRY DRIVE VENICE, FL 34293 | AFLAC | $97 | $0 | $97 | 0.66% |
| MARIA C ORTIZ3 Filed as: MARIA C. ORTIZ | 7400 SW 50TH TERRACE SUITE 300 MIAMI, FL 33155 | AFLAC | $94 | $0 | $94 | 0.64% |
| NATALIA DURAN GUZMAN3 | 3232 CORAL WAY APARTMENT 1509 MIAMI, FL 33145 | AFLAC | $82 | $0 | $82 | 0.56% |
| MARTA M SASTRE3 Filed as: MARTA M. SASTRE | 1214 COLUMBUS BOULEVARD CORAL GABLES, FL 33134 | AFLAC | $55 | $0 | $55 | 0.38% |
| CLAUDA ELENA DE ARMAS3 | 7241 SW 108TH TERRACE MIAMI, FL 33156 | AFLAC | $51 | $0 | $51 | 0.35% |
| BRITO BENEFITS SOLUTIONS INC3 Filed as: BRITO BENEFITS SOLUTIONS AND OTHERS | 14716 SW 112TH TERRACE MIAMI, FL 33196 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $111 | $0 | $111 | 1.19% |
| THEODORE JAMES MCGONIGAL3 | 1715 MARSH POINTE DRIVE CLERMONT, FL 34711 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $103 | $0 | $103 | 1.10% |
| SINGLE POINT ENROLLMENT SOLUTIONS3 | 12002 SW 128TH COURT, SUITE 201 MIAMI, FL 33186 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $101 | $0 | $101 | 1.08% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: ADAM IRA BROWN | 700 NE 7TH AVENUE APARTMENT 6 FORT LAUDERDALE, FL 33304 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $53 | $0 | $53 | 0.57% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER ROAD SUITE 900 HOUSTON, TX 77056 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $33 | $0 | $33 | 0.35% |
| THOMAS SCANLON3 | 121 ROLLING MEADOW DRIVE HOLLISTON, MA 01746 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $32 | $0 | $32 | 0.34% |
| WALTER LUISENRIQUE BENITEZ3 | 12002 SW 128TH COURT SUITE 207 MIAMI, FL 33186 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $28 | $0 | $28 | 0.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 416 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 416 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 726 | $3.9M |
| Dental(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 726 | $3.9M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 726 | $3.9M |
| Life insurance(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 726 | $3.9M |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 14 | $9K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 726 | $3.9M |
| Other(4 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 726 | $4.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 726 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.