| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK EDWARD PARTNERS LLC3 Filed as: MARK EDWARD PARTNERS, LLC | 400 ROYAL PALM WAY, SUITE 214 PALM BEACH, FL 33480 | UNITEDHEALTHCARE INSURANCE COMPANY | $13K | $0 | $13K | 0.38% |
| NATIONAL AGENCY SOLUTIONS LLC3 Filed as: NATIONAL AGENCY SOLUTIONS, LLC | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $13K | — | $13K | 9.99% |
| MARK EDWARD PARTNERS LLC3 Filed as: MARK EDWARD PARTNERS, LLC | 400 ROYAL PALM WAY, SUITE 214 PALM BEACH, FL 33480 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $11K | — | $11K | 8.00% |
| CLAUDIA ELENA DE ARMAS3 | 7241 SW 108TH TERRACE MIAMI, FL 33156 | AFLAC | $559 | $0 | $559 | 3.92% |
| MARTA M SASTRE3 Filed as: MARTA M SASTRE & OTHERS | 1214 COLUMBUS BOULEVARD CORAL GABLES, FL 33134 | AFLAC | $322 | $0 | $322 | 2.26% |
| EILEEN SANCHEZ MEDINA3 | 5790 SW 51ST STREET MIAMI, FL 33155 | AFLAC | $210 | $3 | $213 | 1.49% |
| NATALIA DURAN GUZMAN3 | 3232 CORAL WAY, APARTMENT 1509 MIAMI, FL 33145 | AFLAC | $113 | $30 | $143 | 1.00% |
| BRITTANY GOODRICH3 | 6531 MAIN STREET, APARTMENT 104 MIAMI LAKES, FL 33014 | AFLAC | $125 | $0 | $125 | 0.88% |
| MARIA C ORTIZ3 | 7400 SW 50TH TERRACE, SUITE 300 MIAMI, FL 33155 | AFLAC | $90 | $0 | $90 | 0.63% |
| CINDY K CORVI3 | 24240 GALLBERRY DRIVE VENICE, FL 34293 | AFLAC | $89 | $0 | $89 | 0.62% |
| SINGLE POINT ENROLLMENT SOLUTIONS3 | 12002 SW 128TH COURT, SUITE 201 MIAMI, FL 33186 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $196 | $151 | $347 | 3.05% |
| BRITO BENEFITS SOLUTIONS INC3 Filed as: BRITO BENEFITS SOLUTIONS & OTHERS | 14716 SW 112TH TERRACE MIAMI, FL 33196 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $202 | $5 | $207 | 1.82% |
| THEODORE JAMES MCGONIGAL3 Filed as: THEODORE JAMES MCGONIAGAL | 1715 MARSH POINTE DRIVE CLERMONT, FL 34711 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $164 | $0 | $164 | 1.44% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: ADAM IRA BROWN | 700 NE 7TH AVENUE, APARTMENT 6 FORT LAUDERDALE, FL 33304 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $129 | $34 | $163 | 1.43% |
| VERY BEST BENEFITS, LLC3 | 5323 EAST 28TH STREET SIOUX FALLAS, SD 57110 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $59 | $0 | $59 | 0.52% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 5444 WESTHEIMER ROAD, SUITE 900 HOUSTON, TX 77056 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $51 | $0 | $51 | 0.45% |
| WALTER LUISENRIQUE BENITEZ3 | 12002 SW 128TH COURT, SUITE 207 MIAMI, FL 33186 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $48 | $0 | $48 | 0.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 796 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 796 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 796 | $3.3M |
| Dental(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 796 | $3.3M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 796 | $3.3M |
| Life insurance(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 796 | $3.3M |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 16 | $11K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 796 | $3.3M |
| Other(4 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 796 | $3.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 796 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.