| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: GOLDEN & COHEN, LLC | 704 QUINCE ORCHARD RD STE 200 GAITHERSBURG, MD 20878 | UNITEDHEALTHCARE INSURANCE COMPANY | $44K | — | $44K | 3.50% |
| ENROLLEASE3 Filed as: GOLDEN & COHEN, LLC | 4740 CORRIDOR PLACE, STE B BELTSVILLE, MD 20705 | UNUM LIFE INSURANCE CO OF AMERICA | $8K | — | $8K | 8.49% |
| ENROLLEASE3 Filed as: GOLDEN & COHEN, LLC | 4740 CORRIDOR PLACE, STE B BELTSVILLE, MD 20705 | UNUM LIFE INSURANCE CO OF AMERICA | — | $901 | $901 | 0.92% |
| ENROLLEASE3 Filed as: GOLDEN & COHEN, LLC | 704 QUINCE ORCHARD RD STE 200 GAITHERSBURG, MD 20878 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 10.05% |
| AON CONSULTING INC3 Filed as: CUSTOM BENEFIT PROGRAMS AN AON CO. | 897 12TH ST HAMMONTON, NJ 08037 | UNUM LIFE INSURANCE CO OF AMERICA | $2K | $512 | $2K | 3.39% |
| ENROLLEASE3 Filed as: GOLDEN & COHEN, LLC | 4740 CORRIDOR PLACE, STE B BELTSVILLE, MD 20705 | UNUM LIFE INSURANCE CO OF AMERICA | $2K | $45 | $2K | 2.66% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | 1250 CAPITAL OF TX HWY, BLDG 2 AUSTIN, TX 78746 | UNUM LIFE INSURANCE CO OF AMERICA | — | $26 | $26 | 0.04% |
| ENROLLEASE3 Filed as: GOLDEN & COHEN, LLC | 4740 CORRIDOR PLACE, STE B BELTSVILLE, MD 20705 | UNUM LIFE INSURANCE CO OF AMERICA | $6K | — | $6K | 15.18% |
| ENROLLEASE3 Filed as: GOLDEN & COHEN, LLC | 4740 CORRIDOR PLACE, STE B BELTSVILLE, MD 20705 | UNUM LIFE INSURANCE CO OF AMERICA | — | $323 | $323 | 0.86% |
| ENROLLEASE3 Filed as: GOLDEN & COHEN, LLC | 704 QUINCE ORCHARD RD, SUITE 200 GAITHERSBURG, MD 20878 | VISION SERVICE PLAN | $992 | — | $992 | 5.91% |
| ENROLLEASE3 Filed as: GOLDEN & COHEN, LLC | 4740 CORRIDOR PLACE, STE B BELTSVILLE, MD 20705 | UNUM LIFE INSURANCE CO OF AMERICA | $1K | — | $1K | 12.81% |
| ENROLLEASE3 Filed as: GOLDEN & COHEN, LLC | 4740 CORRIDOR PLACE, STE B BELTSVILLE, MD 20705 | UNUM LIFE INSURANCE CO OF AMERICA | — | $65 | $65 | 0.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 316 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 316 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 183 | $1.2M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 188 | $73K |
| Vision | VISION SERVICE PLAN | 124 | $17K |
| Life insurance(3 contracts) | UNUM LIFE INSURANCE CO OF AMERICA | 316 | $195K |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE CO OF AMERICA | 316 | $106K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE CO OF AMERICA | 316 | $106K |
| Other | UNUM LIFE INSURANCE CO OF AMERICA | 252 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 316 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.