No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOUTHERN BENEFIT ADMINISTRATOR INC EIN 62-1116095 NONE | Consulting (general); Plan Administrator Service code 14 | P. O. BOX 1449 GOODLETTSVILLE, TN 37070 | $2.4M |
| BRANSTETTER STRANCH & JENNINGS EIN 62-0513048 NONE | Legal Service code 29 | 227 SECOND AVE NORTH NASHVILLE, TN 37201 | $46K |
| MORGAN STANLEY EIN 26-4310632 NONE | Investment management; Custodial (securities) Service code 19 | ONE 10TH STREET STE 600 AUGUSTA, GA 30901 | $22K |
| DENNIS G JENKINS CPA LLC EIN 20-5886120 NONE | Accounting (including auditing) Service code 10 | 1690 STONE VILLAGE LN BLDG 500 KENNESAW, GA 30152 | $21K |
| UNITED ACTUARIAL SERVICES EIN 35-2156428 NONE | Actuarial Service code 11 | 11590 NORTH MERIDIAN ST CARMEL, IN 46032 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,962 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,962 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.