| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC Filed as: DIGITAL INSURANCE INC | 400 GALLERIA PARKWAY, SUITE 300 ATLANTA, GA 30339 | DELTA DENTAL OF PENNSYLVANIA | $10K | — | $10K | 3.29% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 400 GALLERIA PARKWAY, SUITE 300 ATLANTA, GA 30339 | DELTA DENTAL OF PENNSYLVANIA | $2K | — | $2K | 0.71% |
| ENROLLEASE Filed as: DIGITAL BENEFIT ADVISORS | 200 GALLERIA PARKWAY SE, SUITE 1950 ATLANTA, GA 30339 | UNITEDHEALTHCARE INSURANCE COMPANY | $19K | — | $19K | 7.50% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INS AGCY INC | 200 GALLERIA PARKWAY SE, SUITE 1950 ATLANTA, GA 30339 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 2.82% |
| ENROLLEASE3 Filed as: DIGITAL BENEFIT ADVISORS | 200 GALLERIA PARKWAY SE, SUITE 1950 ATLANTA, GA 30339 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 2.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 400 GALLERIA PARKWAY, SUITE 300 ATLANTA, GA 30339 | ALPHA DENTAL PROGRAMS, INC | $608 | — | $608 | 3.06% |
| DIGITAL INSURANCE LLC Filed as: DIGITAL INSURANCE INC | 400 GALLERIA PARKWAY, SUITE 300 ATLANTA, GA 30339 | ALPHA DENTAL PROGRAMS, INC | $188 | — | $188 | 0.95% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES INC EIN 41-1289245 CLAIM PROCESSOR | Claims processing; Other services Service code 12 | 9900 BREN RD E MN008-T-615 MINNETONKA, MN 55343 | $484K |
| DIGITAL INSURANCE INC EIN 58-2522668 BROKER | Other commissions; Insurance brokerage commissions and fees Service code 53 | 400 GALLERIA PKWY SE STE 300 ATLANTA, GA 30339 | $75K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 374 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 374 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | SCOTT & WHITE HEALTH PLAN | 0 | $12K |
| Dental(3 contracts, 3 carriers) | DELTA DENTAL OF PENNSYLVANIA | 351 | $584K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 717 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 717 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.